Question 1

What is Hustler Fund and how does it work?

Accepted Answer

Hustlerfund (Financial Inclusion Fund) is a Kenyan government digital program that offers instant unsecured mobile loans and savings to individuals, groups, and MSMEs via USSD. You dial *254# on Safaricom, Airtel, or Telkom to register, get a loan limit based on your Hustler Rating, receive funds in your mobile money wallet, and repay through M‑Pesa, Airtel Money, or T‑Kash, with linked mandatory and voluntary savings components.

Question 2

How much does Hustler Fund cost?

Accepted Answer

You do not pay any subscription or platform fees; the main cost is loan interest. Personal and Bridge Loans are priced at about 8% per year if repaid within the standard term and around 9.5% per year if repayment is delayed or falls into the higher stepped tier, plus any normal mobile money transaction charges from your provider.

Question 3

What countries does Hustler Fund operate in?

Accepted Answer

Hustler Fund operates in the Republic of Kenya only. Eligibility and access are framed around Kenyan citizenship and Kenyan mobile network operators.

Question 4

How do I sign up for Hustler Fund?

Accepted Answer

To sign up, you dial *254# on your Safaricom, Airtel, or Telkom line, follow the prompts to join Hustler Fund, accept the terms and conditions, and enter your mobile money PIN. Once registration is successful and a loan limit is assigned, you can apply for loans and start using the savings features through the same USSD menu.

Question 5

Does Hustler Fund have a mobile app?

Accepted Answer

Hustler Fund does not offer a standalone Android or iOS app listed under its own brand. You access the service primarily via USSD (*254#), and selected mobile money apps may include a Hustler Fund mini app inside their platforms.

Question 6

Who is Hustler Fund best suited for?

Accepted Answer

Hustler Fund is best suited for individual Kenyan citizens, low income earners, informal sector workers, and micro and small business owners who need small, short term mobile loans and simple savings options. It also caters to groups and MSMEs through dedicated lending products.

Question 7

How do I contact Hustler Fund support?

Accepted Answer

You can contact Hustlerfund support by emailing info@hustlerfund.go.ke. Physical offices are located at KIBT Complex, 3rd Floor, P.O. Box 30547-00100, Nairobi, and you may also get assistance through your mobile network operator’s customer care when using *254#.

Question 8

Does Hustler Fund have a plan for teams or businesses?

Accepted Answer

Yes, Hustler Fund has products designed for groups and businesses. In addition to personal loans, it offers Group Loans and other MSME oriented facilities intended for micro, small, and medium enterprises.

Question 9

Does Hustler Fund offer an API or integrations?

Accepted Answer

Hustler Fund does not publish a public API for developers. Its primary integrations are with Kenyan mobile network USSD channels and mobile money services (M‑Pesa, Airtel Money, T‑Kash), which you use directly as an end user rather than via custom technical integrations.

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