What is Hizo and how does it work?

Hizo is a fintech platform that enables Nigerians to send, spend, and exchange Naira for cross-border transactions across Africa without needing foreign currencies. Users download the mobile app, complete KYC verification, fund their wallet via bank cards or partners like Flutterwave, and transfer money to bank accounts or mobile wallets in supported countries.

What countries does Hizo operate in?

Hizo operates in 14+ countries across Africa, including Ghana, Kenya, Cameroon, and South Africa.

How do I sign up for Hizo?

Download the Hizo app from iOS or Android, provide basic information, complete KYC checks, and fund your wallet to get started.

Does Hizo have a mobile app?

Yes, Hizo has a mobile app available on iOS and Android.

Who is Hizo best suited for?

Hizo is best suited for Nigerians traveling, sending money to friends and family, or doing business in Africa, as well as merchants, freelancers, and diaspora communities needing seamless local currency transfers.

How do I contact Hizo support?

Contact Hizo support by emailing their team at support@hizo.africa or hello@hizo.africa for general inquiries and app assistance. For direct assistance via their website, you can submit a support request at https://hizo.africa/support, which promises a response in less than 24 hours.

Hizo

🌍 Pan-African

A mobile app for Nigerians to send Naira to supported African countries with live currency conversion and payouts to mobile money wallets or bank accounts.

Use it on:Web Android· 4.4 iOS· 4.1

Is Hizo right for you?

Best for

Nigerians sending money abroad
Family support payments
Mobile money recipients
Bank payout recipients
Naira spenders travelling

What it does well

Naira to Africa transfers
Instant currency conversion
Mobile money payouts
Bank account payouts
Virtual card spending

Things to check

Supported payout countries
Mobile money networks
Bank payout speed
Exchange rate markups
Virtual card acceptance

Hizo Finance is a fintech mobile app for Nigerians who need to send money and make everyday payments across multiple African countries using Naira.

Key capabilities include:

Naira-to-Africa transfers to friends, family, or businesses in supported countries
Instant currency conversion using live rates, so senders can see what they are spending in local currency
Mobile money and bank payouts, with delivery to mobile money wallets or bank accounts depending on the destination country
Travel-ready payments, designed to help users spend Naira while abroad in supported countries without relying on physical cash exchange

For security and onboarding, the app supports KYC verification during setup and uses end-to-end encryption for data protection. Support is available via 24/7 customer support (support@hizo.africa).

Available on Android and iOS.

Built for B2C users in Nigeria, especially travelers and people sending money to contacts or small businesses across Africa.

Hizo operates as a financial technology company, not a bank, and states that banking services are provided through licensed partners. It is positioned around intra-Africa payments, with stated coverage including Nigeria and other African markets such as Ghana, Kenya, Cameroon, and South Africa, and it has reported being in a pilot phase with over 1,000 app downloads.

As of Jun 22, 2026, Hizo is rated 4.1 on the App Store from 12 reviews and 4.4 on Google Play from 164 reviews with 10K+ installs.

Phone:+44 800 027 1234

Categories:

Fintech

Features & Business Model: