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HiMoney
A Zimbabwe-focused online loan app that lets consumers apply for unsecured cash loans, see fees upfront, and receive approved funds within minutes.
HiMoney Product Overview
Is HiMoney Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Zimbabwe borrowers
- Urgent cash needs
What It Does Well
- Collateral-free applications
- Upfront fee display
Things to Check
- Loan amount limits
- Repayment terms
About HiMoney
HiMoney is an online credit loan application system for consumers in Zimbabwe that helps individuals apply for collateral-free, unsecured cash loans from a mobile phone.
Key capabilities include:
- Digital loan application with no branch visit required, users apply for a credit limit and request a loan in a few steps.
- Flexible borrowing and repayment by choosing the loan amount and the number of payments, including installment repayments rather than a single lump-sum payoff.
- Fast disbursement where approved funds are deposited within minutes after loan confirmation.
- Upfront cost visibility and progressive limits with interest and commissions shown in-app before confirmation, and on-time repayment helping improve credit rating and increase the next loan amount.
Available on Android (Google Play). A web site (himoneyapp.com) provides product information and store links.
Target users are individual consumers in Zimbabwe who need quick, short-term credit on mobile. Applicants need an InnBucks account, a Zimbabwe National ID, and a local mobile number (Econet or NetOne).
Notable in the Zimbabwe market context, it focuses on mobile-first digital lending with transparent in-app charges, installment repayment options, and local support via phone, WhatsApp, and email.
HiMoney Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
Pricing & Fees
Contact for pricingInterest and commissions are disclosed within the application; specific rates and fees are not publicly disclosed on the official website.
As of Oct 12, 2026, HiMoney is rated 4.5 on Google Play from 20.2K reviews with 500K+ installs.
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Frequently Asked Questions About HiMoney
HiMoney is a mobile-first online loan application service for individual consumers in Zimbabwe that lets you apply for collateral-free, unsecured cash loans, see all interest and fees upfront, and receive approved funds to your InnBucks-linked account within minutes. You first apply for a credit limit using your Zimbabwean ID and local mobile number, then request a loan amount and choose repayment installments directly in the app.
HiMoney does not charge a subscription; you pay interest and service fees on each loan you take. Typical parameters are loan amounts from about USD 10 to USD 1,000, a one-time service fee of roughly 10%–15% of the loan amount, and total additional charges (interest plus fees) up to about 25% of the principal, with actual rates depending on your risk profile and repayment behavior.
HiMoney operates in Zimbabwe and is designed specifically for Zimbabwean users. Applicants must have a Zimbabwe National ID and a local mobile number from Econet or NetOne.
To sign up, download the HiMoney app on your Android phone, register with your Zimbabwean mobile number, and provide the required details including your Zimbabwe National ID and InnBucks account. Once your credit limit is set, you can apply for a loan in a few steps by entering the amount you need, reviewing the displayed charges, and confirming the application.
Yes, HiMoney is available on Android. Get Himoneyapp on Google Play for Android.
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