Gigmile
A mobility fintech platform that offers lease-to-own and rent-to-own vehicle financing, subscriptions, and embedded financial services for gig workers and delivery businesses in Africa.

Is Gigmile right for you?
Best for
- Gig drivers
- Delivery riders
- Last mile fleets
- Delivery businesses
- Owner operators
What it does well
- Lease to own plans
- Rent to own plans
- Vehicle subscriptions
- Fleet access
- Embedded financial services
Things to check
- Ghana availability
- Eligible vehicle types
- Upfront deposit rules
- Repayment schedule terms
- Ownership transfer steps
Gigmile is a mobility fintech platform for African gig workers and mobility-focused businesses that need access to income-generating vehicles and rider capacity without owning fleets.
Key capabilities include:
- Vehicle financing and subscriptions for productive assets, including lease-to-own and rent-to-own motorcycles and tricycles with structured daily and weekly repayments, plus options that allow immediate use with a path to ownership.
- Bundled operational support such as insurance, maintenance, telematics, and after-sales services designed to keep riders and drivers active on the road.
- Embedded financial services that include access to microcredit, working capital, and earned wages, alongside support services referenced in the app experience (for example, health insurance).
- Gamma Mobility for businesses, which provides access to a pool of equipped independent riders, with integration into existing logistics operations, reducing the need to buy vehicles, hire drivers, or manage maintenance.
Available on Web and Android (via the Gamma Mobility app).
Target users include riders, drivers, and fleet operators, plus logistics, ride-hailing, e-grocery, and e-commerce businesses that need last-mile delivery capacity.
It is notable in the African mobility market for combining asset access (subscription and financing) with protective services and platform-based rider supply, and it reports 10,000+ vehicles financed and 2,000+ entrepreneurs who now own their vehicles.
As of Jun 29, 2026, Gigmile is rated 4.6 on Google Play from 121 reviews with 10K+ installs.
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