One place to pay bills, transfer money, and buy services
First-sub
A Nigerian VTU and bill payment platform for individuals and small businesses to buy data and airtime, pay electricity and cable TV, send bulk SMS, and buy exam pins.
First-sub Product Overview
Is First-sub Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian VTU agents
- Small retail shops
What It Does Well
- One wallet for top-ups
- Airtime and data purchase
Things to Check
- Supported networks list
- Cable TV providers
About First-sub

First-sub is a Nigerian virtual top-up (VTU) and digital payments platform for individuals and small businesses that want to buy data and airtime, pay bills, and access everyday digital services from a wallet.
Key capabilities include:
- Discounted data bundles and airtime top-ups for MTN, Airtel, Glo, and 9mobile, with instant activation after successful payment.
- Bill payments from a wallet, including electricity and other utility bills, plus cable TV subscriptions for DSTV, GOtv, and Startimes.
- Bulk SMS for business promotions and notifications, and exam result checker PINs for WAEC, NECO, and GCE.
- Airtime-to-cash conversion and an agent program that lets resellers earn commissions on customer transactions.
Available on Web (via app.first-sub.com) and Android.
It targets Nigerian consumers who regularly buy data and pay bills, as well as agents and small businesses that need resale tools and bulk messaging.
Notable in Nigeria for combining VTU, utility payments, cable subscriptions, bulk SMS, and exam PIN purchases in one place, with local coverage for major Nigerian mobile networks and pricing in Naira.
First-sub Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Sep 28, 2026, First-sub is rated 4.3 on Google Play from 267 reviews with 50K+ installs.
Recent Reviews for First-sub
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Frequently Asked Questions About First-sub
First-sub is a Nigerian virtual top-up and digital payments platform that lets you fund a wallet and use it to buy discounted data and airtime, pay electricity and cable TV bills, send bulk SMS, and buy exam result checker pins. You load money into your First-sub wallet using supported payment methods, then select the service you want (for example MTN data or DSTV subscription) and the platform processes it instantly once payment is confirmed.
First-sub uses pay‑as‑you‑go pricing where you are charged per transaction, such as each data bundle, airtime purchase, or bill payment. There is no published flat subscription or free plan, and prices vary by service and network based on the current tariff lists shown in your account or app.
First-sub primarily operates in Nigeria. The services, pricing, supported mobile networks, and exam boards are all tailored to Nigerian users and billed in Nigerian Naira.
To sign up for First-sub, go to the registration page at app.first-sub.com, enter your full name, username, email address, and phone number, then create your account. After registering, you can log in, fund your wallet, and start using the services.
Yes, First-sub has a mobile app for Android devices, which offers its core services on the go. You can also use First-sub through its mobile-friendly web app in a browser.
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