Fintava Pay
A banking-as-a-service platform that helps African businesses and startups launch embedded finance products like payments, wallets, cards, and remittances via APIs.
Is Fintava Pay right for you?
Best for
- Nigerian fintech startups
- B2B product teams
- Embedded finance builders
- Wallet and card apps
- Remittance use cases
What it does well
- Single API integration
- Payments and wallets
- Physical card issuing
- White-label experience
- No-code setup options
Things to check
- Nigeria-only coverage
- Card delivery logistics
- Remittance corridors
- Pricing per product line
- Regulatory responsibilities
Fintava Pay is a banking-as-a-service (BaaS) platform for African businesses and startups that want to launch financial products through APIs without managing banking infrastructure.
Key capabilities include:
- App as a Service to deploy a customizable digital financial platform in as little as 7 days
- Unified API for card issuance, supporting virtual and physical cards plus full lifecycle management (including controls such as spending limits and real-time authorization)
- Embedded financial services that can be integrated into an app or product, including payments, digital wallets, bill payments, loans, investments, and remittances
- Compliance tooling designed to support regulated workflows, including KYC/KYB, AML, and PCI DSS requirements
Available on Web and via API.
It targets B2B teams such as fintechs, startups, SMEs, enterprises, and non-bank brands in Africa that want to offer wallet, payments, and card experiences to their customers.
In an African market where licensing, settlement, and compliance can slow product launches, it positions itself as middleware that handles backend processes for faster time-to-market across Nigeria and other African markets.
Frequently Asked Questions About Fintava Pay
Recent Reviews for Fintava Pay
NG · 2 reviews
Jun 1, 2026
Fintava Pay has been a game-changer for how we think about building financial products. As a startup operating in Africa’s fast-moving digital economy, we needed a way to offer payments and wallet features without getting buried in the complexity of banking infrastructure.
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