Fintava Pay
A banking-as-a-service platform that helps African businesses and startups launch embedded finance products like payments, wallets, cards, and remittances via APIs.
Fintava Pay Product Overview
Is Fintava Pay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian fintech startups
- B2B product teams
What It Does Well
- Single API setup
- White-label finance products
Things to Check
- Nigeria-only rollout
- Card type options
About Fintava Pay
Fintava Pay is a banking-as-a-service (BaaS) platform for African businesses and startups that want to launch financial products through APIs without managing banking infrastructure.
Key capabilities include:
- App as a Service to deploy a customizable digital financial platform in as little as 7 days
- Unified API for card issuance, supporting virtual and physical cards plus full lifecycle management (including controls such as spending limits and real-time authorization)
- Embedded financial services that can be integrated into an app or product, including payments, digital wallets, bill payments, loans, investments, and remittances
- Compliance tooling designed to support regulated workflows, including KYC/KYB, AML, and PCI DSS requirements
Available on Web and via API.
It targets B2B teams such as fintechs, startups, SMEs, enterprises, and non-bank brands in Africa that want to offer wallet, payments, and card experiences to their customers.
In an African market where licensing, settlement, and compliance can slow product launches, it positions itself as middleware that handles backend processes for faster time-to-market across Nigeria and other African markets.
Fintava Pay Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for Fintava Pay
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workNG · 2 reviews
Jun 1, 2026
Fintava Pay has been a game-changer for how we think about building financial products. As a startup operating in Africa’s fast-moving digital economy, we needed a way to offer payments and wallet features without getting buried in the complexity of banking infrastructure.
Frequently Asked Questions About Fintava Pay
Fintava Pay is a Banking-as-a-Service (BaaS) platform that enables businesses like microfinance banks, cooperative societies, and agent networks to launch custom white-label financial products such as banking, payments, loans, and remittance apps. It works by providing API infrastructure for embedding banking services without needing a banking license, along with an 'app as a service' option where Fintavapay builds and maintains a fully functional mobile app for your business in under seven business days for a one-off fee and monthly subscription.
Fintava Pay offers custom pricing for businesses with high-volume or high-value transactions; contact info@fintavapay.com to discuss. For app as a service, it charges a one-off payment of $500 and a monthly subscription of $200. It also generates revenue through service fees, subscription plans, and cuts from transactions like wallet top-ups, transfers, bill payments, and ATM withdrawals.
Fintava Pay primarily operates in Northern Nigeria, targeting financially excluded regions like the North East and North West. It is expanding across Africa and currently works with a business in Zambia.
Contact Fintava Pay at info@fintavapay.com to discuss your needs and get started. They will help businesses set up custom solutions, including app building if needed.
Yes, Fintava Pay offers an 'app as a service' where they build and publish a custom white-label mobile app for your business on app stores in under seven business days.
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