Swipe
Expense management software for businesses that tracks spending, manages bills and invoices, and provides employee credit financing through a prepaid Visa card.

Is Swipe right for you?
Best for
- Nigerian businesses
- Finance teams
- Teams with employee spend
- Companies with field staff
- Bill-heavy operations
What it does well
- Track business spend
- Bill and invoice handling
- Prepaid Visa cards
- Employee credit financing
- Company spend controls
Things to check
- Visa card availability
- Credit limits and terms
- Bill payment methods
- Accounting tool exports
- Team card rules
Swipe is a mobile and web-based expense management platform for businesses that want to control company spending and offer employee credit financing through the SwipeFlex card.
It brings core spending workflows into a single workspace, including:
- A centralized expense dashboard to manage cards, vendor invoices, and bills in one place
- Card issuing for a prepaid Visa experience, with support for virtual and physical cards and personalized issuance
- Automation for bills and real-time top-ups to help teams fund spend and handle payments with less manual follow-up
- Accounting and spreadsheet integrations, including syncing expenses and bills to accounting software and Excel integration
Available on Web and Android.
It targets SMEs, startups, and other businesses managing team expenses, while also supporting employees, gig workers, and individuals who need card-based financing and spending tools.
Swipe is notable for combining business expense controls with an employee-facing financing card model (SwipeFlex), which can be relevant for African teams that need tighter spend visibility alongside flexible access to funds for work-related purchases.
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