Mobile banking, payments, and business tools in one app
Expense management software for businesses that tracks spending, manages bills and invoices, and provides employee credit financing through a prepaid Visa card.
Swipe Product Overview
Is Swipe Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian businesses
- Teams with staff spend
What It Does Well
- Track business spend
- Manage bills
Things to Check
- Credit eligibility rules
- Card spend limits
About Swipe

Swipe is a mobile and web-based expense management platform for businesses that want to control company spending and offer employee credit financing through the SwipeFlex card.
It brings core spending workflows into a single workspace, including:
- A centralized expense dashboard to manage cards, vendor invoices, and bills in one place
- Card issuing for a prepaid Visa experience, with support for virtual and physical cards and personalized issuance
- Automation for bills and real-time top-ups to help teams fund spend and handle payments with less manual follow-up
- Accounting and spreadsheet integrations, including syncing expenses and bills to accounting software and Excel integration
Available on Web.
It targets SMEs, startups, and other businesses managing team expenses, while also supporting employees, gig workers, and individuals who need card-based financing and spending tools.
Swipe is notable for combining business expense controls with an employee-facing financing card model (SwipeFlex), which can be relevant for African teams that need tighter spend visibility alongside flexible access to funds for work-related purchases.
Swipe Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for Swipe
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Swipe Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataSwipe Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Swipe
Swipe is a mobile and web platform that simplifies expense management and credit financing. It allows you to track expenditures effortlessly and access data for smarter financial decisions. You can start with a 30-day free trial.
Swipe.ng is a financial technology startup headquartered in Lagos, Nigeria, and specifically operates in Nigeria.
Swipe is best suited for SMEs, startups, and other businesses managing team expenses, while also supporting employees, gig workers, and individuals who need card-based financing and spending tools.
You can contact Swipe support at support@swipe.ng.
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