Finecore

Finecore is a Banking-as-a-Service (BaaS) platform for businesses in Sub-Saharan Africa that want to embed core banking and financial services into their own products through APIs.

Key capabilities include:

• Cards: Issue branded debit and credit cards (physical and virtual) for end customers, designed to integrate into client apps and workflows.
• Accounts and wallets: Provide digital accounts and wallets for storing value, managing balances, and transferring funds.
• Payments: Support domestic and international payment processing for secure, efficient transactions.
• Compliance, loans, and investments: Tools for KYC and AML, lending (including automated underwriting and risk assessment), and access to investment products such as stocks and mutual funds.

Available via Web and API, with developer documentation for integration.

Target users include SMEs, fintech companies, traditional financial institutions, and tech-enabled non-financial businesses (such as retailers and e-commerce platforms) that offer financial features to their own customers.

Finecore is notable for its focus on Sub-Saharan African market needs and its model of working with partner banks to expose banking capabilities to businesses, with an emphasis on security and regulatory compliance.