eMaisha Pay

eMaisha Pay is a digital trade financing platform for agro-exporters, agri-traders, and agribusinesses that need to onboard suppliers, run digital payouts, track produce movement, and request financing using trade activity as evidence.

Key capabilities include:

• Supplier onboarding with KYC for farmers, cooperatives, and supplier networks, plus cooperative management and card issuance.
• Bulk mobile money payments for paying hundreds of suppliers in a single action, with a wallet and payouts dashboard for monitoring activity.
• Produce tracking and records to log crop type, quantity, quality, deliveries, and warehouse movement across seasons, creating a data-backed audit trail.
• Purchase order (PO) financing workflows that allow businesses to upload POs and seek financing tied to trade flow rather than land or property collateral.

Available on Android (Google Play).

Target users include agro-exporters and other trade-focused agribusinesses across Africa that face delayed buyer payments and need structured supplier payments and traceable produce records.

Notable for its focus on structured trade financing in African agricultural export supply chains, using digitized payments and produce data to support financing decisions where traditional lenders often require land titles.