ElGameya

ElGameya is a fintech platform for individuals in Egypt that digitizes traditional ROSCA savings cycles ("Gameya"), helping users save through scheduled installments and receive a lump-sum cashout.

Key capabilities include:

• Customizable savings cycles: choose a cycle value from 5,000 to 100,000 EGP, set a 3, 6, or 10 month duration, and select a cashout seat (cashout month) based on personal needs.
• Public and private cycles: join public cycles matched to different goals, or use the Ambassador module to create and manage private cycles for a personal group.
• Payments and cashouts: pay monthly installments via debit/credit cards, bank transfers, e-wallets, or Fawry and Opay; receive cashouts to a bank account or e-wallet. Payments are due between the 25th and 3rd each month; cashouts are processed between the 15th and 25th of the cashout month.
• Tracking, rewards, and compliance: real-time cycle tracking, a referral rewards program, Sharia compliance, and data protection using encryption and security protocols.

Available on Android, and iOS.

Designed for B2C users in Egypt who want a structured way to save through money cycles without relying on informal coordination.

Notable for its focus on digitizing a widely used local savings model in Egypt, and for its stated legal registration with Egypt’s Ministry of Investment under commercial registration number 131569.