A fintech app for individuals in Egypt to join or manage ROSCA savings cycles, pay installments, track progress, and receive cashouts via bank transfer or e-wallet.

Screenshot of ElGameya website

Is ElGameya right for you?

Best for

  • Egyptian group savers
  • Friends saving together
  • Family savings circles
  • Workplace savings groups
  • First-time ROSCA users

What it does well

  • Set up savings cycles
  • Join existing cycles
  • Installment payments tracking
  • Progress view per cycle
  • Cashout to bank wallet

Things to check

  • Bank transfer partners
  • Supported e-wallets
  • Cycle rules flexibility
  • Payout timing rules
  • Identity checks needed

ElGameya is a fintech platform for individuals in Egypt that digitizes traditional ROSCA savings cycles ("Gameya"), helping users save through scheduled installments and receive a lump-sum cashout.

Key capabilities include:

  • Customizable savings cycles: choose a cycle value from 5,000 to 100,000 EGP, set a 3, 6, or 10 month duration, and select a cashout seat (cashout month) based on personal needs.
  • Public and private cycles: join public cycles matched to different goals, or use the Ambassador module to create and manage private cycles for a personal group.
  • Payments and cashouts: pay monthly installments via debit/credit cards, bank transfers, e-wallets, or Fawry and Opay; receive cashouts to a bank account or e-wallet. Payments are due between the 25th and 3rd each month; cashouts are processed between the 15th and 25th of the cashout month.
  • Tracking, rewards, and compliance: real-time cycle tracking, a referral rewards program, Sharia compliance, and data protection using encryption and security protocols.

Available on Android, and iOS.

Designed for B2C users in Egypt who want a structured way to save through money cycles without relying on informal coordination.

Notable for its focus on digitizing a widely used local savings model in Egypt, and for its stated legal registration with Egypt’s Ministry of Investment under commercial registration number 131569.

As of Jun 22, 2026, ElGameya is rated 4.3 on the App Store from 12 reviews and 3.3 on Google Play from 3.1K reviews with 1M+ installs.

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