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May 15, 2026(6 days ago)
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A Nigerian web and Android savings app that helps individuals save incrementally toward goals using autosave, flexible deposits, and optional goal sharing.
KoloPay is a mobile and web savings application for Nigerian consumers who want to save money little by little toward specific goals such as rent, school fees, or a car.
Key capabilities include:
Users can link a debit card to a savings goal, and the platform states it applies up to 5% annual interest when goals are locked.
Available on Web and Android.
Built for individual users in Nigeria (18+; 21+ in certain states) who bank with licensed Nigerian banks and want a cashless “kolo” or piggy bank for structured saving.
KoloPay is notable in Nigeria’s personal finance market for combining goal-based saving, scheduled autosave, and optional group contributions in a free-to-use local setup (no monthly fees with local cards; fees may apply for international cards).
As of May 11, 2026, KoloPay is rated 3.4 on Google Play from 149 reviews with 10K+ installs.
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DD Dave found that KoloPay has raised $30K across 1 round, backed by 1 investor. Their latest round was a Seed in Nov 2018. See how we get product data
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