What is Thamani Invest and how does it work?

Thamani Invest is a regulated African savings and investment platform that helps you build financial security through professionally managed plans in sectors like real estate, agriculture, energy, and ethical finance. You create an account, complete digital KYC, fund your wallet, choose a savings or investment plan aligned to your goals, and track growth in real time via the app.

How much does Thamani Invest cost?

Thamani Invest charges a small fee for funding your wallet, charged by partners; investments themselves are fee-free.

What countries does Thamani Invest operate in?

Thamani Invest operates in Nigeria and targets Africans at home and in the diaspora.

How do I sign up for Thamani Invest?

Download the app, create an account, and complete digital KYC. Then fund your wallet and choose a plan.

Does Thamani Invest have a mobile app?

Yes, Thamani Invest has a mobile app available on iOS and Android.

Who is Thamani Invest best suited for?

Thamani Invest is best suited for young professionals, families, long-term planners, and those seeking ethical, Shariah-compliant savings and investments with capital preservation.

How do I contact Thamani Invest support?

Reach out to the customer support team through the app or website.

Does Thamani Invest have a plan for teams or businesses?

No, Thamani Invest supports only one primary user account per person; you can create multiple plans within it for different goals, but there is no separate plan for teams or businesses.

Thamani Invest

🇳🇬 Nigeria

An SEC-regulated Nigerian investment and savings app that offers AI recommendations, fixed-term products, and automated plans for individual savers and investors.

Use it on:Web Android iOS· 5.0

Is Thamani Invest right for you?

Best for

Nigerian individual savers
First-time investors
Inflation-conscious savers
Goal-based saving plans
Hands-off investing

What it does well

AI investment guidance
Automated savings plans
Fixed-term investments
SEC-regulated app
Savings and investing together

Things to check

Minimum deposit amount
Withdrawal rules
Fixed-term lock periods
Product returns history
Pricing fit

Thamani Invest is a Nigerian investment and savings platform for individual savers and investors who want goal-based investing with AI guidance and fixed-term products.

Key capabilities include:

Compass AI investment guidance that analyzes a user’s goals and risk tolerance to recommend investment strategies.
Fixed-term investments with guaranteed returns at term completion, with portfolio diversification across sectors such as technology, agriculture, financial markets, plus other listed categories on the platform.
SmartSave automated transfers that move money into a selected savings plan on a schedule to support disciplined saving.
Portfolio analysis and projections, including performance breakdowns by risk, performance, and category, plus real-time insights.

Available via a mobile app.

It is designed for B2C users in Nigeria looking for alternatives to traditional savings accounts, including people saving toward separate goals using multiple plans (for example, education and retirement) within one account.

Notable in the Nigerian market for positioning itself as SEC-regulated and compliant, supporting local funding methods like bank transfer, USSD, and debit card, and offering fee-free investing with only a wallet-funding fee charged by payment partners.

As of Jun 22, 2026, Thamani Invest is rated 5.0 on the App Store from 1 review.

Social Links:

Categories:

Fintech

Features & Business Model:

ai-powered b2c savings