Accept and pay out across Africa with one integration
Elemi Pay
A payment gateway and API for businesses to accept mobile money, card, and bank payments across African markets, plus instant payouts and FX management.
Elemi Pay Product Overview
Is Elemi Pay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- B2B payment teams
- Marketplace payouts
What It Does Well
- One API payments
- Mobile money checkout
Things to Check
- Supported payment methods
- Payout speed by country
About Elemi Pay

Elemi Pay is a B2B payment gateway and API for businesses that need to accept and make payments across multiple African markets from a single integration.
Key capabilities include:
- Collections across Africa: accept payments from mobile money wallets, credit and debit cards, online banking, and ATMs across 14 African countries (as published on the product site).
- Instant payouts: send funds to mobile money wallets and bank accounts in local currencies, including payouts at scale for online businesses.
- FX and liquidity management: convert between supported African currencies on-platform (examples listed include KES, UGX, NGN, TZS, Francs, ZAR, GHC).
- Global settlement options: receive weekly settlement to USDT wallets, mobile money wallets, or bank accounts anywhere in the world.
Available on Web and via API with developer documentation, including sandbox and live environments.
It targets fintechs, online stores, payment service providers, remittance platforms, and high-risk industries such as gaming, betting, gambling, forex, and crypto that need multi-country collections and payouts.
Notable in the African payments context, it combines multi-rail payment acceptance, instant local payouts, and cross-currency management under a single API, reducing the need to contract and integrate separate providers for each market.
Elemi Pay Facts
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Frequently Asked Questions About Elemi Pay
Elemi Pay is a B2B payment gateway and API for businesses that need to accept and make payments across multiple African markets from one integration. It works by letting you collect payments, send payouts, and manage FX and liquidity through its web platform and API.
Elemi Pay operates across multiple African markets, including Uganda, Kenya, Nigeria, South Africa, Tanzania, Rwanda, Senegal, Ivory Coast, Benin, and additional supported countries listed in its product materials.
You can sign up by completing the KYC or registration process and requesting account approval. For API access, you can email the company with the required business and identity documents, then wait for compliance review and approval.
Elemi Pay is best suited for fintechs, online stores, payment service providers, remittance platforms, and businesses in high-risk industries such as gaming, betting, gambling, forex, and crypto.
You can contact Elemitech at sales@elemitech.com.
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