Ejara
A mobile investment and savings platform for Francophone Africans to invest in treasury bonds, fractional shares, commodities, and savings via mobile money.

Is Ejara right for you?
Best for
- Mobile money savers
- First-time investors
- Francophone Africans
- Treasury bond buyers
- Fractional investing
What it does well
- No bank account needed
- Mobile money deposits
- Treasury bond investing
- Fractional shares access
- Commodity investing
Things to check
- Supported mobile money wallets
- Available asset types
- Minimum investment amount
- Withdrawal speed
- Nigeria to Togo coverage
Ejara is a mobile investment and savings platform built for French-speaking Africans and the diaspora, enabling users to grow their money entirely via mobile money—no bank account required.
Key capabilities include:
- Savings Box: Securely save for emergencies with funds backed by guaranteed government bonds, offering yields up to 5% annually.
- Goal Savings: Set specific financial targets with automated saving tools to help achieve long-term personal objectives.
- Fractional Shares & Commodities: Invest in local and international stocks and commodities starting from as little as 1,000 CFA.
- Ejara for Business: A B2B suite of tools for companies to manage payroll and pay suppliers via Mobile Money or bank transfers across 15+ countries.
- Mobile Money Integration: Seamlessly deposit and withdraw funds using local platforms (like MoMo or Orange Money) without needing a traditional bank account.
Available on Android (Google Play) and iOS (App Store).
It targets both individual consumers (B2C) looking for safe savings and businesses (B2B) needing efficient regional payment solutions in markets like Cameroon and Côte d'Ivoire.
Ejara has raised over $10M in funding (Seed 2021, Series A 2022) and is regulated in the CEMAC zone (COSUMAF) and France (AMF) to ensure user funds are protected and compliant with regional central bank standards.
Contact: contact@ejara.io
As of Jul 6, 2026, Ejara is rated 4.8 on the App Store from 4 reviews and 4.0 on Google Play from 122 reviews with 10K+ installs.
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