Question 1

What is the best alternative to Divest in Nigeria?

Accepted Answer

For Nigeria, Finna and KnoxxPay are two of the closest Divest alternatives because both are available in Nigeria and focus on stablecoins and crypto-to-cash workflows. If your priority is accepting stablecoins as payments and settling cross-border, Basipay is positioned as a stablecoin payment gateway in Nigeria.

Question 2

What can I use instead of Divest in Kenya for mobile money to stablecoins?

Accepted Answer

If you are cashing in and out via mobile money in Kenya, Taran App and Exion are the most direct alternatives. Taran App supports Kenya and other markets like Uganda and Tanzania, while Exion focuses on mobile money on-ramp and off-ramp in KES.

Question 3

Which Divest competitor makes the most sense in South Africa?

Accepted Answer

In South Africa, Xago is a strong Divest competitor for cross-border transfers and exchange using stablecoins. If you are billing clients and want a business-first flow, Acctual supports South Africa and is built around crypto invoicing and B2B payments.

Question 4

What apps are like Divest for accepting stablecoin payments as a business?

Accepted Answer

If your goal is to accept stablecoins and settle quickly, Basipay is designed as a stablecoin payment gateway that supports assets like USDT and USDC and can also accept cNGN. For in-person checkout-style payments, Blink App targets merchant acceptance and instant settlement in local fiat across countries including Nigeria and Ghana.

Question 5

Do any Divest alternatives support invoicing and accounting workflows?

Accepted Answer

Yes, Acctual is built for crypto invoicing and B2B payments, and it integrates with QuickBooks and Xero for reconciliation. It is available in multiple African markets including Kenya, South Africa, Ghana, Nigeria, and Rwanda.

Question 6

Is there a regulated Naira stablecoin I can use instead of Divest for on-chain settlement?

Accepted Answer

Yes, cNGN is a regulated Naira-pegged stablecoin designed for Nigerians, diaspora users, businesses, and developers to move Naira value on public blockchains. If you still need a crypto-to-cash app in Nigeria alongside it, KnoxxPay is positioned for buying, selling, swapping, and withdrawing crypto to Naira with KYC.

Question 7

How do I switch from Divest to another app without breaking your cash-out flow?

Accepted Answer

Start by picking an alternative that supports your payout method and country, for example Taran App if you rely on mobile money, or Xago if you are based in South Africa. Complete KYC early, then do a small test cycle (deposit, swap, withdraw) before moving larger volumes, since limits and payout rails vary by product.

Top 149 Best Divest Alternatives & Competitors (2026)

Alternatives to Divest

Taran App

Finna

Xago

Stablepay

KnoxxPay

Blink App

Exion

Kotani Pay

Oval Finance

Shiga

cNGN

Acctual

Pretium Finance

Greybox

Vent

Noblocks

Zap

Blockradar

Payv3rse

VALR

Mular

Roqqu

Fonbnk

Canza Finance

Frequently Asked Questions

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