Crédit du Maroc

Crédit du Maroc is a Moroccan bank and insurance provider serving individuals, professionals, TPEs, enterprises, and private banking clients with accounts, financing, savings, and digital banking access. Founded in 1929 in Casablanca as a Crédit Lyonnais subsidiary, it was renamed Crédit du Maroc in 1966 under Morocco's post-independence banking reforms. Crédit Agricole absorbed Crédit Lyonnais in 2003 and held a majority stake until December 2022, when Moroccan conglomerate Holmarcom Group completed its acquisition of Crédit Agricole S.A.'s holding (raised to 78.7% by June 2024).

Key capabilities include:

• Account opening for retail customers, with an online onboarding flow (become a client in 3 steps)
• Online banking portals, including MyCDM for Particulier/Professionnel/TPE users and a separate Corporate e-banking portal for business clients
• Credit and savings products including crédit immobilier, crédit auto, and crédit conso (via E-Conso), plus épargne retraite and épargne éducation
• Participative (Islamic) banking through its ARREDA brand, launched in 2017 under Bank Al-Maghrib authorization, with Sharia-compliant deposits, home and auto financing, and savings
• Self-service tools such as credit simulations, a branch/agency finder, FAQs, complaints (réclamation), and contact channels

Available on Web via the main site, MyCDM online banking (mycdm.ma), and the corporate e-banking portal (ebankingentreprise.cdm.co.ma), plus the MyCDM mobile app for Android and iOS.

Target users include Moroccan consumers, professionals and TPEs, enterprises, and private banking customers needing banking, financing, savings, insurance, or participative banking services.

Notable for its established presence (founded 1929), nationwide footprint (331 branches, 400+ GAB), Casablanca headquarters, and 2025 results of 864 million dirhams in net profit (+16.5%) and 3.5 billion dirhams in net banking income.