Cloove AI

Cloove AI is an AI operating system for commerce built for African merchants and small businesses that sell through WhatsApp, phone calls, and bank transfers, combining customer conversations, payments, and operations in one system.

Key capabilities include:

• WhatsApp commerce (Cloove Go): a white-label WhatsApp agent that greets customers in the business’s brand voice, shares a live-synced catalog (including variants), answers questions, captures orders, and collects payment, with after-hours replies and human handoff.
• AI voice calls (Cloove Vox): a business phone line powered by an AI voice agent for inbound and outbound calling, with call transcripts, sales/support/booking templates, and live transfer with priority routing; supports voice cloning from a short sample.
• Banking and payments (Cloove Money): virtual accounts for instant bank transfers, secure payment links and one-tap checkout, PIN-protected payouts to any bank account, plus a unified ledger for deposits, payouts, debts, expenses, and fees.
• AI business assistant (Cloove Keep): answers questions using live sales, inventory, and customer data, with built-in tools for inventory, orders, charts, and approvals, plus suggested next actions (for example, restock low items or chase unpaid customers).

Available on Web (app.clooveai.com), WhatsApp (chat experiences for Go, Keep, and Flow), and via a REST API with signed webhooks (docs.clooveai.com).

Built for B2B and B2B2C teams operating commerce in messaging and calling channels, with Flow providing WhatsApp banking for end customers (send money, pay bills, and save in English, Pidgin, Igbo, Hausa, and Yoruba, with PIN confirmation).

Notable in an African context because it focuses on how many independent merchants already sell and get paid, inside WhatsApp and direct transfers, while keeping orders, customer records, inventory, and money in sync across chat, voice, and payments without re-entry.