Chipper Cash
Chipper Cash is a mobile app for Africans to send money to bank and mobile money accounts in 21+ countries, use a virtual Visa card for online payments, and invest in US stocks.

Is Chipper Cash right for you?
Best for
- Cross-border senders
- Mobile money users
- Online subscribers
- US stock beginners
- Diaspora remittances
What it does well
- Send to bank accounts
- Send to mobile money
- Virtual Visa card
- US stock investing
- Online payments
Things to check
- Supported payout countries
- Bank vs mobile limits
- Virtual card acceptance
- Stock access rules
- Fees per transfer
Chipper Cash is a consumer fintech app for Africans and their diaspora that enables cross-border money transfers, payment cards, and investing from a single account.
Key capabilities include:
- International transfers across Africa: Send money directly to bank accounts and mobile money wallets in 21+ African countries, designed for paying family, friends, and everyday obligations across borders.
- Virtual Visa card for online payments: Use the Chipper Card to shop, stream, and subscribe online, supporting global online merchants where cards are accepted.
- Fractional stock investing: Access Chipper Stocks to invest in fractional shares of 6,000+ US public companies, with trades starting from $1.
- In-app support: Get help through in-app chat for account and transaction assistance.
Available on Android and iOS (download via the app stores). Product availability varies by market.
Chipper targets individuals who need a practical way to send and receive money across African countries, pay online with a virtual card, and access US equities from supported markets.
Notable in the African market for combining cross-border transfers, a virtual Visa card, and fractional investing in one app, with operations listed for Ghana, Rwanda, Nigeria, Uganda, South Africa, and the USA.
As of Jun 29, 2026, Chipper Cash is rated 4.4 on the App Store from 14.5K reviews and 4.3 on Google Play from 144.7K reviews with 5M+ installs.
Frequently Asked Questions About Chipper Cash
Recent Reviews for Chipper Cash
US ยท 3 reviews
May 31, 2026
Paying for an international subscription, or trying my hand at investing, Chipper handles it all seamlessly.
