BMOI Madagascar

BMOI is a Malagasy bank and financial institution serving individuals, enterprises, institutions/associations, and the Malagasy diaspora with everyday banking, financing, and digital banking services.

Key capabilities highlighted on its site include:

• Retail banking for individuals: current accounts and packages, payment methods (cards, cheques, transfers, direct debits), savings (savings accounts, term deposits, PER, PEL), and consumer and project loans (including studies, housing, and green credit products).
• Business and institutional banking: company and institutional accounts, financing (short, medium, and long term; signature commitments), cash management services (including EDI AFB, SWIFTNET, automatic pooling/nivellement, e-document, and electronic payment terminals), plus international operations for import/export and external financing.
• Remote and e-payment services: BMOINET online access via “Mes comptes”, BMOI Pocket for mobile banking (referenced on the website), and bank-to-wallet / wallet-to-bank services; the site also lists e-payment use cases such as tax payments on eHetra and customs payments on GasyNet.
• Insurance and support tools: insurance products (home, hospitalization, and protection), a credit simulator to estimate borrowing capacity, and a branch/GAB locator.

Available on Web (including BMOINET “Mes comptes” access). The website references BMOI Pocket for mobile banking; official Android or iOS store links were not verified in the provided data.

Target users include retail customers in Madagascar, SMEs and larger enterprises, institutions and associations, and Malagasy diaspora customers who need banking services and onboarding from abroad.

Notable context: the bank states it has been a subsidiary of Groupe BCP since October 2019 and that its banking production activities are ISO 9001:2015 certified, positioning it as a quality-focused private bank in Madagascar.