Bluum Finance

Bluum Finance is an embedded investing platform for fintechs, credit unions, and developers that want to add brokerage and AI wealth management features to their products through APIs and pre-built components.

Key capabilities include:

• Brokerage-as-a-Service infrastructure covering regulatory compliance (via a FINRA-registered broker-dealer), trading and execution, and custody and clearing with SIPC-protected custody through partners
• Money movement for deposits and withdrawals using fiat and stablecoins, with built-in fraud protection
• Real-time trading access to stocks, ETFs, options, and crypto, with support for US and African markets
• AI portfolio and wealth management tools such as portfolio optimization, automated rebalancing, and personalized recommendations

Integration options range from RESTful APIs with SDKs, webhooks, and a sandbox to pre-built React and React Native UI components, plus white-glove custom implementation for teams that want a turnkey build.

Available on Web (dashboard and demo app) and via API.

It targets B2B buyers including payment and remittance platforms, fintech apps, credit unions, asset managers and RIAs, and employee benefits providers that need to launch investing experiences for retail end-users.

Bluum Finance is notable for combining compliance-ready brokerage infrastructure with AI-driven wealth management in one stack that supports access to both US and African markets, reducing the time and engineering effort required to ship embedded investing features.