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Get a mobile loan in minutes and receive funds to M-Pesa
Android loan apps for Kenyan residents to apply for personal loans, get approved in minutes, and receive funds to M-Pesa with defined limits and terms.
Beta Pesa Product Overview
Is Beta Pesa Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Kenyan residents
- M-Pesa users
What It Does Well
- Mobile loan applications
- Approval in minutes
Things to Check
- Loan ceiling
- Repayment period options
About Beta Pesa
Beta Pesa is a pair of Android personal loan apps for Kenyan residents who need short-term credit and want funds disbursed directly to M-Pesa.
Key capabilities include:
- Loan applications in minutes through the Google Play apps, with fast approval and online processing
- M-Pesa disbursement, sending approved loan funds to the user’s designated M-Pesa account
- Defined limits and terms by product: Pawa offers up to KSH 50,000 with 91–360 days repayment, Beta offers up to KSH 50,000 with 91–180 days repayment
- Eligibility and account progression: Beta includes real-time eligibility review, and both products describe credit-limit increases based on timely repayment (Beta also notes a positive credit history requirement)
Available on Android (Google Play), with a supporting web site for product information and application guidance.
Targeted at Kenyan consumers seeking urgent digital loans and quick cash access via mobile money.
Notable in the Kenya market for its focus on M-Pesa-based loan disbursement, stated coverage across all 47 counties, and operation by Finwise Digital Ltd (the site states it is licensed and regulated by the Central Bank of Kenya). For support, contact support@pawabeta.co.ke.
Beta Pesa Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
As of Oct 5, 2026, Beta Pesa is rated 4.2 on Google Play from 63.7K reviews with 500K+ installs.
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Frequently Asked Questions About Beta Pesa
Beta Pesa is a pair of Android loan apps for Kenyan residents that let you apply for personal loans and receive funds directly to your M-Pesa account, with applications processed and approved in minutes.
Beta Pesa is a paid loan service with interest and repayment terms applied to each loan; the site notes that Beta offers low interest rates but does not provide a full public pricing schedule, so exact costs depend on your specific loan offer.
Beta Pesa currently operates in Kenya and is described as serving customers across all 47 counties.
To sign up, download the Beta Pesa app from Google Play on your Android phone, register with your Kenya phone number, fill in your basic personal and M-Pesa details, then submit a loan application within the app.
Yes, Beta Pesa is available on Android. Get Pesaloan on Google Play for Android.
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