Banque Extérieure d’Algérie (BEA)

Banque Extérieure d'Algérie (BEA) is Algeria's state-owned foreign trade bank, serving retail customers and business clients since 1967 with information, self-service tools, and access points for digital banking.

Key capabilities include:

• Personal banking covering account opening conditions, savings and investment options, and financing pages for mortgage and car/consumer credit, plus guidance on the tourist foreign-exchange entitlement.
• Business banking and trade support with dedicated sections for companies and foreign trade (commerce extérieur), and a micro-importer area, reflecting the bank's mandate as Algeria's main channel for state companies' foreign transactions.
• Payments and card services spanning domestic cards, international cards (Mastercard, American Express), and the PAYFON mobile payment service.
• Digital services and practical tools, including an e-banking login portal, a pre-domiciliation portal, daily exchange-rate listings for major currencies, a financing simulator, and tenders and financial results pages.

Available on Web, with a mobile banking app for Android and iOS.

Target users include individuals managing day-to-day banking needs, SMEs and corporate teams handling payments and trade-related processes, and customers seeking branch or service-point information.

Notable for Algeria's market context: BEA runs one of the country's largest branch networks (111 branches, 95 Islamic banking windows, and 133 ATMs), offers a dedicated Islamic finance window, provides multilingual access (Arabic, French, English), publishes multi-year financial results (2020 to 2024), and staffs a call center 7 days a week (08:00 to midnight).