Bank Windhoek

Bank Windhoek is a Namibian commercial bank and online banking platform serving individuals, businesses, and corporate or institutional clients with day-to-day banking, financing, and treasury-related services. Founded in 1982 when Namibian entrepreneurs led by Koos Brandt acquired eight branches from Volkskas Bank, opening its first branch in Karasburg, it merged with Boland Bank and Trust Bank in 1990 and opened its first Windhoek branch in 2001. It is a 100% Namibian-owned bank and the flagship, wholly owned subsidiary of Capricorn Group, listed on the Namibian Stock Exchange, contributing over 95% of the group's income.

Key capabilities on the website include:

• Personal banking sections for transacting, saving or investing, borrowing, insurance, and wills and estate planning, plus fees and charges, banking calculators, and a branch/ATM locator
• Business banking for transacting, finance, insurance, investment and treasury services, digital services, and access to Business iLounge
• Corporate and institutional services including treasury services, corporate credit cards, and published information on green bonds, listed bonds, and sustainability bonds
• Digital banking access via iBank, with separate entry points for personal and business users, plus WhatsApp banking, EasyWallet, and document verification pages
• Useful tools and guidance such as market indicators and currency rates, savings rates, fraud awareness, and SADC (BoP) category codes

Available on Web, with an Android and iOS app.

Target users include Namibian retail customers, SMEs, entrepreneurs, and corporate or institutional banking teams looking for online banking access and self-service tools.

Notable in the Namibian market as the country's only systemically important bank that is not foreign-owned, with a network of 54 branches, agencies, and specialist locations, roughly 130 standard ATMs plus 200+ Cash Express ATMs at merchant sites, and 2025 results showing N$647 million in profit after tax and a 17.3% capital adequacy ratio.