Banco Comercial do Atlântico (BCA)

BCA (Banco Comercial do Atlântico) is a commercial bank serving retail customers, emigrants, companies, and institutions in Cabo Verde, with online banking and detailed banking product information.

Key capabilities include:

• BCADirecto online and mobile banking for managing accounts, payments, and transfers remotely
• Accounts and financing: contas à ordem (current accounts) and contas a prazo (term deposits), credit and financing, and cards
• Market and self-service tools, including exchange rates (CHF, EUR, GBP, USD), an Espaço de Mercados area with simulation tools, and a published price list (Preçário)
• Customer transparency resources, including online security guidance, fraud reporting, and institutional governance documents
• BCA Imóveis, a dedicated real estate listings section

Available on Web, Android, and iOS through the BCADirecto Mobile app.

BCA was created on 1 September 1993, when Cabo Verde's government split the commercial banking activities of the Bank of Cabo Verde into a standalone bank. Privatization was authorized in 1998, and Caixa Geral de Depósitos (CGD), Portugal's state-owned bank, became strategic partner alongside Banco Interatlântico in 2000. In January 2026, CGD sold its 59.81% stake in BCA to Coris Holding, a pan-African banking group owned by Burkinabe businessman Idrissa Nassa, for €82 million, with a public takeover bid launched for remaining shares since BCA is listed on the Cabo Verde Stock Exchange. The deal extended Coris Holding's presence to 11 African countries, including Burkina Faso, Mali, Côte d'Ivoire, Senegal, Benin, Togo, Niger, Guinea, Guinea-Bissau, and Chad.

BCA operates 34 branches across all 9 inhabited islands of Cabo Verde, and Cabo Verde's National Institute of Social Security holds a further 10% stake.