Awabah
A subscription-based financial protection app for Nigeria’s informal earners, combining HMO health cover, micro-pensions, life insurance, and accident cover.
Awabah Product Overview
Is Awabah Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Informal workers
- Daily income earners
What It Does Well
- HMO health cover
- Micro pension saving
Things to Check
- HMO network hospitals
- Claim payout process
About Awabah
Awabah is a subscription-based digital financial platform for Nigeria’s informal earners, gig workers, and MSME owners, offering bundled health insurance (HMO), micro-pension, life insurance, and personal accident cover under the Valubah product.
Key capabilities include:
- HMO health plans with access to 800+ pharmacies on the Premium plan (₦2,000/month) and 1000+ hospitals on the Gold plan (₦2,500/month), plus coverage that includes everyday illnesses, surgeries, delivery, and telemedicine (plan-dependent).
- Micro-pension contributions designed for flexible saving, supported by an in-app retirement calculator and options for additional payments.
- Digital membership management such as a digital HMO ID and app-based access to plan information.
- Referral rewards for inviting new enrollees.
Available on Web, Android, and iOS (with downloads via Google Play and the App Store).
It targets self-employed workers in Nigeria’s informal sector, including traders, artisans, creatives, and other gig-economy professionals who want ongoing health cover and structured long-term savings.
Notable in Nigeria’s financial inclusion space, the platform is regulated by the National Pension Commission and focuses on pension onboarding and contributions for informal workers through partnerships with pension fund administrators.
Contact: support@awabahng.com
Awabah Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Awabah is rated 4.8 on the App Store from 5 reviews and 3.6 on Google Play from 8 reviews with 500+ installs.
Recent Reviews for Awabah
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Awabah Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataAwabah has 3 recorded funding events.
- Total Raised:
- Undisclosed
Awabah Investors & Funding Rounds
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Latest Awabah News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About Awabah
Awabah is a digital financial platform that provides affordable financial services like micro pensions, health insurance, life insurance, and accident cover to gig workers and informal sector workers in Nigeria. It works through a monthly subscription bundle called Value Bah, available for around ₦1,500 to ₦2,000, which includes these protections and savings options.
Awabah operates in Nigeria, with offices in Lagos, Kwara, Ibadan, Port Harcourt, and Abuja, and plans to expand to all 36 states and Ghana.
Yes, Awabah is available on iOS and Android. You can download Awabah on the App Store for iPhone, or get it on Google Play for Android.
Awabah is best suited for gig workers, informal sector workers, entrepreneurs, drivers, traders, artisans, and creative freelancers who lack access to formal financial services like pensions and insurance.
No, Awabah does not have a specific plan for teams or businesses, but it offers services that can be provided to employees such as drivers, maids, factory workers, and delivery personnel through employers.
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