Awabah

Awabah is a subscription-based digital financial platform for Nigeria’s informal earners, gig workers, and MSME owners, offering bundled health insurance (HMO), micro-pension, life insurance, and personal accident cover under the Valubah product.

Key capabilities include:

• HMO health plans with access to 800+ pharmacies on the Premium plan (₦2,000/month) and 1000+ hospitals on the Gold plan (₦2,500/month), plus coverage that includes everyday illnesses, surgeries, delivery, and telemedicine (plan-dependent).
• Micro-pension contributions designed for flexible saving, supported by an in-app retirement calculator and options for additional payments.
• Digital membership management such as a digital HMO ID and app-based access to plan information.
• Referral rewards for inviting new enrollees.

Available on Web, Android, and iOS (with downloads via Google Play and the App Store).

It targets self-employed workers in Nigeria’s informal sector, including traders, artisans, creatives, and other gig-economy professionals who want ongoing health cover and structured long-term savings.

Notable in Nigeria’s financial inclusion space, the platform is regulated by the National Pension Commission and focuses on pension onboarding and contributions for informal workers through partnerships with pension fund administrators.

Contact: support@awabahng.com

As of Jun 22, 2026, Awabah is rated 4.8 on the App Store from 5 reviews and 4.0 on Google Play from 7 reviews with 500+ installs.