Breet — Crypto & Stablecoins Payment API for African Businesses 
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Trade gift cards, sell crypto, and pay bills in one place
A fintech app for users in Nigeria and Ghana to sell gift cards and crypto for instant bank payouts, buy RMB to Alipay/WeChat, and pay bills online.
aPay Product Overview
Is aPay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Gift card sellers
- Crypto holders cashing out
What It Does Well
- Gift card to cash
- Crypto to bank payouts
Things to Check
- Supported gift card brands
- Supported crypto coins
About aPay
aPay is a consumer fintech platform for people in Nigeria and Ghana who need to convert gift cards or cryptocurrencies to local currency, buy RMB for China payments, and pay everyday bills online.
Key capabilities include:
- Sell gift cards for cash by trading 50+ supported brands (including Amazon, Apple/iTunes, Google Play, Steam, and Sephora) with support for physical cards, e-codes, and digital receipts, then receiving bank payouts in minutes.
- Sell cryptocurrency (including Bitcoin, Ethereum, and USDT) and receive instant local payouts to a linked bank account.
- Buy RMB (CNY) to fund Alipay, WeChat Pay, and Chinese bank accounts/cards, with stated transfer times of 1 to 30 minutes.
- Pay bills such as airtime and data (MTN, Glo, Airtel, 9mobile) plus utilities and subscriptions including DSTV, GOtv, Startimes, EKEDC, and IKEDC, with instant confirmation.
Available on Web, with a Developer API for integrations.
The product primarily serves individual traders, freelancers, and consumers who want quick conversion of digital value (gift cards and crypto) into Naira (₦) or Cedis (₵), plus fast RMB funding for China-related payments.
Notable signals for the Nigeria and Ghana market include published metrics of 100,000+ active users and ₦4.5B+ total volume, plus listed CAC, SCUML, and NDPC certifications, and built-in security features such as SSL encryption, 2FA, and KYC.
aPay Facts
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Official Links
As of Oct 5, 2026, aPay is rated 4.4 on Google Play from 281 reviews with 50K+ installs.
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Frequently Asked Questions About aPay
aPay is a platform for buying and selling gift cards at competitive rates. You sign up with an email, select 'Sell Gift Cards' or 'Buy Gift Cards', enter card details, view the calculated rate, provide bank details or make payment, and receive delivery or payment quickly.
aPay operates in Nigeria and Ghana.
Yes, aPay is available on Android. Get aPay on Google Play for Android.
aPay is best suited for individuals in Nigeria looking to buy or sell gift cards reliably.
Yes, aPay offers a public API. View the official aPay API documentation for endpoints, authentication, and integration guides.
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