What is Acctual and how does it work?

Acctual is an invoicing and payments platform that lets you create professional invoices and accept payments in multiple currencies, including stablecoins like USDC and USDT, as well as fiat currencies. Your clients can pay however they prefer, and the money goes directly to your bank account or crypto wallet the same day.

How much does Acctual cost?

Acctual charges 1% per payment, with 0% fees when both the payment method and currency remain the same. There are unlimited invoices included, and automated syncing with QuickBooks or Xero is available.

What countries does Acctual operate in?

Acctual operates in Nigeria, Kenya, Ghana, South Africa, Rwanda, Tanzania, Zambia, Uganda and is used by over 5,000 businesses and freelancers globally.

Who is Acctual best suited for?

Acctual is best suited for freelancers and consultants working with international clients, agencies managing multiple projects, web3 and crypto-native businesses, and global teams operating across borders.

How do I contact Acctual support?

You can contact acctual support via email at support@acctual.com

Does Acctual have a plan for teams or businesses?

Yes, you can invite colleagues to manage invoices and payments together on Acctual, and the platform supports multi-level approval flows for bills routed by amount, department, or GL category.

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Acctual: Funding, Reviews & Alternatives (2026) – Liners

Acctual

🇺🇬 Uganda 🇬🇭 Ghana 🇰🇪 Kenya+5 more

Acctual is a crypto invoicing and B2B payments platform for businesses and freelancers to accept fiat or stablecoin payments and reconcile AP/AR with QuickBooks and Xero.

Available on:Web

Visit Acctual

Acctual is a web-based crypto invoicing and AP/AR automation platform for businesses and freelancers that bill clients globally and want to accept fiat and stablecoin payments with fast settlement.

Key capabilities include:

Invoice creation with branding and controls, including custom branding, multiple line items, and custom invoice numbers
Multi-currency payments and flexible settlement, letting customers pay in currencies like USD and EUR or stablecoins such as USDC and USDT, while the recipient can choose a different payout method (wallet or bank) with same-day settlement
AP/AR automation and accounting sync, with automatic payment matching and reconciliation, plus direct QuickBooks and Xero synchronization (including transaction hash documentation for audit trails)
Finance operations workflows, including multi-level bill approvals (routing by amount, department, or GL category), , recurring invoices, OCR-based bill field capture, team invitations, and built-in