Abu Dhabi Islamic Bank (ADIB)

Abu Dhabi Islamic Bank (ADIB) - Egypt is a Shari’a-compliant universal bank serving individuals, SMEs, and corporate clients in Egypt with retail banking, financing, investment products, and digital channels.

Key capabilities include:

• Personal banking accounts and savings including current accounts, the Al Ghina/Al Ghina Plus expected profit accounts (rates published on the site), and savings products such as Floating Suk Plus, Mudaraba investment deposit, and EGP Sukuk.
• Cards and payments with Meeza prepaid, debit, and cash-back cards, plus published spending limits, terms and conditions, and a downloadable cards schedule of charges.
• Shari’a-based financing options including El Yosr Finance programs and Auto Murabaha for new and used cars, with a dedicated financing schedule of charges.
• Digital banking via ADIBCLICK with internet banking, the mobile banking app, OTP token authentication, the Masarify 3altayer wallet, and e-collection services for digital transactions.

Available on Web (internet banking portals and product pages), Android, and iOS.

Target users include retail customers managing day-to-day banking and cards, and SMEs and corporates needing business banking, corporate services, and treasury offerings.

Notable in Egypt’s financial services market for offering Shari’a-compliant banking across retail and business segments, providing custody services on the Egyptian Stock Exchange, and supporting adoption through customer education resources such as ADIB TV, calculators, and published exchange rates.