Commercial bank in Kenya offering personal, business, and diaspora banking, plus internet and mobile banking with account-to-M-Pesa transfers.

ABC Bank Product Overview

Is ABC Bank Right for You?

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Best For

  • Everyday banking
  • Kenyan businesses

What It Does Well

  • Personal bank accounts
  • Business banking

Things to Check

  • Diaspora eligibility rules
  • M-Pesa transfer limits

About ABC Bank

Screenshot of ABC Bank website

ABC Bank (African Banking Corporation Limited) is a Kenyan commercial bank serving individuals, SMEs, corporates, and diaspora customers who need day-to-day banking, financing, and money transfer options. It is headquartered at ABC Bank House in Westlands, Nairobi, and runs 12 branches.

Key services and channels include:

  • Personal banking with savings and investment accounts, personal current accounts, and an ABC Bank Debit Mastercard.
  • Business and corporate banking offering corporate accounts, SME banking, credit facilities, and trade finance for companies managing cash flow and cross-border commerce.
  • Diaspora banking with diaspora accounts, loan products, and money transfer services.
  • Treasury services covering money market products, foreign exchange, correspondent banking, and custodial services.
  • Digital banking via internet banking and the ABC Bank Mobile App, including account-to-M-Pesa and M-Pesa-to-account transfers run in partnership with Safaricom, so customers at home and abroad can send money straight to M-Pesa wallets.

Available on Web (internet banking), Android, and iOS.

Target users include retail customers in Kenya, Kenyans in the diaspora, and businesses ranging from SMEs to corporate clients.

The bank started in 1981 as Consolidated Finance Company and was licensed as a commercial bank by the Central Bank of Kenya in December 1994. It also holds a majority stake in ABC Capital Bank in Uganda. It publishes a Key Facts Document listing each product's features, benefits, and charges.

ABC Bank Facts

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Operates In
African alternative to
Bank of AmericaBarclaysHSBC

As of Oct 22, 2026, ABC Bank is rated 5.0 on the App Store from 5 reviews and 4.6 on Google Play from 1.2K reviews with 10K+ installs.

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Frequently Asked Questions About ABC Bank

ABC Bank is a Kenyan commercial bank serving individuals, businesses, and diaspora customers. You can use its accounts and banking services through branches, internet banking, and mobile banking, including transfers between bank accounts and M-Pesa.

Fees depend on the account or product. ABC Bank publishes a Key Facts Document for each product listing its features, benefits, and charges, so check the one for the account you want or ask a branch.

ABC Bank operates in Kenya, with 12 branches and its head office in Westlands, Nairobi. It serves Kenyans abroad through diaspora banking and holds a majority stake in ABC Capital Bank in Uganda.

Choose an account type, download and complete the relevant account-opening form, then submit it with the required KYC documents to a branch or by email. The bank says it aims to provide an account number within 24 hours when documents are in order.

Yes. The ABC Bank Mobile App is available on Google Play and the Apple App Store.

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