What is Zole and how does it work?

Zole is a mobile money transfer app that lets you send and receive money internationally using just a phone number. You can make fast transfers to Nigerian bank accounts, request money from friends and family, and purchase airtime in Nigeria, with funds typically arriving in under 5 minutes.

What countries does Zole operate in?

Zole operates between Nigeria and Canada, allowing you to send money internationally to Nigerian bank accounts and receive funds from Canada.

Does Zole have a mobile app?

Yes, Zole has mobile apps available for both iOS and Android devices.

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Zole: Funding, Reviews & Alternatives (2026) – Liners

Zole

🇳🇬 Nigeria

A mobile app for individuals sending money between Canada and Nigeria, offering free phone number-based transfers, real-time exchange rates, and virtual dollar cards.

Available on:AndroidiOS

Visit Zole

Zole App is a mobile money transfer app for individuals who need fast international remittances between Canada and Nigeria without sharing bank account details.

Key capabilities include:

International transfers in under 5 minutes across the Canada (CAD) to Nigeria (NGN) corridor, with real-time exchange rates and no hidden fees stated on the service site.
Phone number-based sending and receiving, recipients can collect funds using a phone number, and unregistered recipients receive an SMS with a download link to access the transfer.
Free transfers and withdrawals for select routes, including free phone-to-phone transfers within Nigeria and free Canada-to-Nigeria sending as stated in the product FAQs.
Additional in-app tools such as Request Money, a Virtual Dollar Card for international purchases, and Zole Pots for group savings in a chosen currency.