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Zima Cash
A digital lending service for individuals in Tanzania to apply for short-term installment loans online and receive same-day disbursement, with clear repayment terms.
Zima Cash Product Overview
Is Zima Cash Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Tanzanian individuals
- Short-term cash needs
What It Does Well
- Online loan application
- Short-term installment loans
Things to Check
- Loan amount limits
- Repayment schedule options
About Zima Cash
Zima Cash is a digital lending service for individuals in Tanzania who need instant, short-term installment loans through a fully online application process.
Key capabilities include:
- Instant loan applications and disbursement, with funds often sent to a user’s account on the same day
- Installment repayments, with defined repayment terms and charges for overdue loans (including a stated late fee that can reach about 2% of the total amount due per day)
- Digital identity and credit checks that use financial SMS and other phone data to help verify identity and assess creditworthiness
- Business-hours customer support, typically available Monday to Friday (excluding public holidays)
Available on Web and Android.
It targets consumer borrowers in Tanzania looking for quick access to short-term financing without physical paperwork.
Notability in-market comes from operation by Temeria Microfinance Limited and inclusion among Bank of Tanzania licensed digital lending platforms, which signals local regulatory oversight and borrower protection expectations for Tanzanian digital lenders.
Zima Cash Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
What it does
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Frequently Asked Questions About Zima Cash
Zima Cash is a digital lending service in Tanzania that offers instant, short-term installment loans to individual consumers through a fully online process. You download the app or use the website, register with your mobile number, go through identity and credit checks based on your phone data, then apply for a loan and receive funds to your account, typically on the same day, which you repay in installments.
Using Zima Cash involves paying interest and fees on the loan amount, and overdue loans may incur additional late charges of up to around 2% of the total amount due per day. Exact interest rates, fees, and repayment terms are shown in the app or during the loan application for each specific loan offer.
Zima Cash currently operates in Tanzania. The service, company details, and regulatory licensing are all tied to a Tanzanian address and market.
To sign up for Zima Cash, you download the Zimacash app from Google Play or go to the website, then register using your mobile phone number and required personal information. After registration, you complete identity and credit verification through the app, then you can apply for a loan.
Yes, Zima Cash has an Android mobile app available via Google Play. There is also a web platform, but there is no verified iOS app.
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