Woodcore

Woodcore is a cloud-native core banking platform for commercial banks, microfinance banks, neobanks, fintechs, and credit unions building and scaling digital banking products.

Key capabilities include:

• Modular core banking APIs (400+ APIs) for core operations such as savings, loans, transactions, and reporting, designed to support configurable, product-based banking.
• Flexible deployment options with cloud hosting support on AWS, Huawei Cloud, and GCP, plus an on-premises deployment option for institutions with strict infrastructure requirements.
• Field Officer Mobile App for frontline and agent workflows, including customer onboarding, transaction processing, and loan origination, with instant syncing back to the core system.
• Banking-as-a-Service (Pooler) for embedding digital wallets, virtual accounts, and payments into third-party products via APIs, aimed at platforms that want to add financial features without building banking infrastructure.

Available via Web, APIs (with API documentation)

Target users include commercial and microfinance banks, credit unions, fintechs and neobanks, plus SMEs, e-commerce, logistics, and agency banking businesses using BaaS to embed accounts and payments.

Notable context: founded in 2020, the platform is ISO 27001 certified and is used by financial institutions in markets including Nigeria, Gambia, and Zimbabwe, with stated focus across Eastern and Western Africa (and expansion to South Asia and the Middle East).