Winich Farms

Winich Farms is a Nigerian agritech platform for smallholder farmers, produce aggregation agents, and bulk buyers/businesses to trade farm produce with fewer middlemen and faster payments.

Key capabilities include:

• Farmer-to-business marketplace and aggregation: Agents collect produce from farmers and take it to designated agent centers and warehouses where quality and quantity are assessed before supply to buyers.
• Instant, cashless payments via Winich Debit Card: Registered farmers receive a free prepaid/debit card used for direct crop payments, SMS alerts, and ATM/POS withdrawals across Nigeria.
• Free warehouse storage (up to 3 months): Storage in approved warehouses helps reduce spoilage and gives farmers time to wait for better prices.
• Collateralized credit and farm support services: Eligible farmers with crops stored in Winich warehouses can borrow up to ₦500,000 with 1–3 month tenure and 2–4.3% monthly interest, with disbursement and repayment through the debit card. Farmers can also access inputs and services such as seeds, fertilizers, agrochemicals, mechanization (tractors, harvesters), and working capital.

Available via Web.

Target users include farmers and local agents on the supply side, and processors, retailers, and other bulk buyers sourcing consistent-quality produce.

Notable in Nigeria’s agribusiness context for combining aggregation, free storage, and card-based payouts to support farm-gate pricing, reduce cash handling, and widen access to short-tenure, crop-backed credit.