Vepay

Vepay is a fintech platform for individuals and businesses in Africa that supports cross-border payments, virtual cards, and everyday local payments from a single app.

Key capabilities include:

• Instant virtual cards for online subscriptions and e-commerce, including multi-currency virtual cards designed for international payments when local cards may decline.
• Cross-border money transfers to send and receive funds internationally, with transparent rates and in-app support for tracking real-time exchange rates.
• Bill payments for airtime, data, electricity, and cable TV subscriptions, paid directly from the wallet.
• POS solutions that let merchants accept chip-and-pin, contactless, and mobile payments in-store.

Available on Android and iOS.

The product targets a B2B and B2C audience: freelancers, remote workers, students, and everyday users who need access to international payments, plus startups, merchants, and larger businesses that need POS acceptance and cross-border payment tools.

Notable in the African market context, it focuses on practical access to international payments through virtual cards and cross-border transfers, and it operates as a fintech (not a bank) with banking services provided by licensed banking partners. The company reports $1,000,000+ in processed transactions, 5,000+ active users, and 99.9% uptime.