UfarmX

UfarmX is an agtech platform for African smallholder farmers and agribusiness buyers, combining collateral-free financing, farm input credit, and traceable market access.

Key capabilities include:

• AI-driven credit scoring using farm and geospatial data (including satellite imagery and farm history) to support collateral-free financing through partner financial institutions
• Inputs on credit such as quality seeds and fertilizers, paired with technical support and climate-smart guidance to improve farm productivity
• Blockchain-based digital records (built on Polkadot) with QR codes for traceability, helping buyers verify provenance and maintain transparent supply chains
• Direct market linkages with secured purchase orders and more consistent pricing, designed to reduce reliance on middlemen

Available on Web, Android, iOS and API.

Built for a B2B2C audience, it serves smallholder farmers as end users, while supporting agribusinesses and produce buyers with supply visibility and sourcing of verified produce.

Notable in Africa for active use in Nigeria and Senegal, with reported pilots indicating higher yields and revenues and default rates under 10 percent, plus partnerships and program participation including Techstars, IFC World Bank, and public-sector and NGO collaborators. Founded in 2019, it focuses on formalising informal farming data to help close the region’s agricultural financing gap.