What is straitPay and how does it work?

StraitPay is a fintech app that enables you to manage money, make payments, and invest across Africa. You can send and receive payments in multiple currencies, pay bills and airtime, create payment links, invest in African stock markets, and automate recurring payments—all through a single mobile app.

How much does straitPay cost?

straitPay charges transparent fees for cross-border transfers while offering free or low-cost wallet-to-wallet transfers. Exact rates may vary depending on the transaction type and destination.

What countries does straitPay operate in?

straitPay operates across Africa, with a particular focus on countries including Nigeria, Ghana, and other African nations. The app supports cross-border payments between African countries.

How do I sign up for straitPay?

You can sign up for straitPay by downloading the mobile app and creating an account online or offline, then selecting your payment method to start using the service.

Does straitPay have a mobile app?

Yes, straitPay is available on iOS. Download StraitPay on the App Store for iPhone.

Who is straitPay best suited for?

straitPay is suited for individuals sending money across African borders, small and medium enterprises (SMEs) needing business payments and payouts, and people seeking to invest in African stock markets or manage multi-currency finances.

How do I contact straitPay support?

You can contact straitPay support by emailing support@straitpay.com or through their 24/7 customer support service available via the app.

Does straitPay have a plan for teams or businesses?

Yes, straitPay offers a business plan called "StraitPay for Business," which includes fast and low-cost business payments, payment links for global clients, sales tracking, and tools tailored to African markets.

straitPay

🇳🇬 Nigeria 🇬🇭 Ghana

A fintech app for individuals, businesses, and traders to hold African currencies, send cross-border payments, pay bills and vendors, and run payouts with transparent fees.

Use it on:Web iOS

Is straitPay right for you?

Best for

Nigeria Ghana traders
Cross-border freelancers
SMEs paying suppliers
Businesses running payouts
Individuals holding cedis naira

What it does well

Hold African currencies
Local-currency transfers
Bill and vendor payments
Bulk payouts
Payment links

Things to check

Supported currencies list
Transfer speed and limits
Payout approval controls
Fee breakdown per route
Payment link options

straitPay is a fintech payment platform for individuals and businesses that need to hold and move money across African countries using local currencies.

Key capabilities include:

Multi-currency wallet to hold and use local African currencies for cross-border activity, reducing the need to carry cash while traveling or trading.
Cross-border transfers and wallet-to-wallet payments for paying friends, family, vendors, staff, and suppliers; wallet-to-wallet transfers are free, and cross-border transfers use one flat, transparent rate.
Bills and everyday payments including airtime top-ups and bill payments, plus payment links for receiving payments.
Business payouts to staff and suppliers, designed for faster operational payments.

Available on Android and iOS.

Target users include individuals paying bills or sending money across borders, SMEs and merchants running vendor or staff payouts, and cross-border traders operating between markets such as Nigeria and Ghana.

Notable context: the company reports operations in multiple African markets (including Nigeria and Ghana), offers services in partnership with licensed entities in each jurisdiction, and lists Canadian service provision through Aspera Pay Inc (MSB number M23129039). It also won Fintech Startup of the Year at the London Startup Awards 2023 and was founded in 2022.

Phone:+44 1442 822621

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c bill-payments cross-border-payments multi-currency payment-links