Breet — Crypto & Stablecoins Payment API for African Businesses 
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Send, receive, and manage money in multiple currencies
straitPay
A fintech app for individuals, businesses, and traders to hold African currencies, send cross-border payments, pay bills and vendors, and run payouts with transparent fees.
straitPay Product Overview
Is straitPay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Cross-border traders
- Nigeria Ghana businesses
What It Does Well
- Holds African currencies
- Local-currency transfers
Things to Check
- Nigeria Ghana corridor
- Supported currency list
About straitPay
straitPay is a fintech payment platform for individuals and businesses that need to hold and move money across African countries using local currencies.
Key capabilities include:
- Multi-currency wallet to hold and use local African currencies for cross-border activity, reducing the need to carry cash while traveling or trading.
- Cross-border transfers and wallet-to-wallet payments for paying friends, family, vendors, staff, and suppliers; wallet-to-wallet transfers are free, and cross-border transfers use one flat, transparent rate.
- Bills and everyday payments including airtime top-ups and bill payments, plus payment links for receiving payments.
- Business payouts to staff and suppliers, designed for faster operational payments.
Available on Android and iOS.
Target users include individuals paying bills or sending money across borders, SMEs and merchants running vendor or staff payouts, and cross-border traders operating between markets such as Nigeria and Ghana.
Notable context: the company reports operations in multiple African markets (including Nigeria and Ghana), offers services in partnership with licensed entities in each jurisdiction, and lists Canadian service provision through Aspera Pay Inc (MSB number M23129039). It also won Fintech Startup of the Year at the London Startup Awards 2023 and was founded in 2022.
straitPay Facts
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straitPay Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataFrequently Asked Questions About straitPay
StraitPay is a fintech app that enables you to manage money, make payments, and invest across Africa. You can send and receive payments in multiple currencies, pay bills and airtime, create payment links, invest in African stock markets, and automate recurring payments—all through a single mobile app.
straitPay charges transparent fees for cross-border transfers while offering free or low-cost wallet-to-wallet transfers. Exact rates may vary depending on the transaction type and destination.
straitPay operates across Africa, with a particular focus on countries including Nigeria, Ghana, and other African nations. The app supports cross-border payments between African countries.
You can sign up for straitPay by downloading the mobile app and creating an account online or offline, then selecting your payment method to start using the service.
Yes, straitPay is available on iOS. Download StraitPay on the App Store for iPhone.
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