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Pay-as-you-go rooftop solar with zero upfront costs
SolarMoney
A Nigerian solar financing platform that helps households and small businesses split solar appliance costs into interest-inclusive monthly instalments, with an online energy audit.
SolarMoney Product Overview
Is SolarMoney Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian households
- Small businesses
What It Does Well
- Monthly instalment payments
- Solar appliance financing
Things to Check
- Eligible appliance list
- Audit to approval time
About SolarMoney
SolarMoney is a Nigeria-focused solar financing and asset provider for banked and unbanked customers who want to pay for solar appliances and energy systems in flexible monthly instalments.
Key capabilities include:
- Credit-based solar plans with interest-inclusive monthly repayments, typically requiring a 33.3% down payment and allowing payments spread up to 12 months
- Predefined packages matched to common needs, including Dreamers Plan (40–400W) for students, Connectivity Plan (100–500W) for Wi‑Fi, Simple Plan (0.1–0.5kVA) for families, Clean Cook Plan (DC stoves ensemble), Family Plan (0.25–2.0kVA), and Small‑Business/Farmers Plan (0.5–5kVA)
- Instant energy audit to estimate daily energy requirements and guide plan selection
- Paid AI chatbot support positioned to help troubleshoot 300+ appliance errors and optimize solar asset usage
Available on Web (registration, plan selection, energy audit, login, and account management).
It targets households, students, women-focused clean cooking use cases, small businesses, farmers, schools, and community projects, plus partners and investors through the SolarX network.
It is notable in the Nigerian market for combining solar asset supply with structured credit plans for underserved and unbanked users, and for showcasing deployments across villages, schools, farms, factories, and EV charging, with projects listed in Lagos, Ogun, Osun, and Sokoto states.
SolarMoney Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
What it does
Pricing & Fees
Variable pricingFinancing down-payments require 33.3% upfront with installments starting from ₦9,999 spread up to 12 months.
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Frequently Asked Questions About SolarMoney
SolarMoney is a Nigeria-focused solar financing and asset provider that lets you pay for solar appliances and energy systems in small, interest-inclusive monthly instalments instead of paying everything upfront. You typically make a down payment (for example around one-third of the asset cost), then repay the balance over up to 12 months while Solarmoney supplies, installs, and helps maintain the solar assets, guided by an online energy audit and optional AI chatbot support.
SolarMoney uses paid, financed plans, where you pay a fraction of the asset price upfront and the rest in interest-inclusive monthly instalments; example packages start from around ₦9,999 or ₦99,999 and a sample N120,000 plan is split over several months with added interest. Exact pricing depends on the specific plan (such as Dreamers, Connectivity, Family, Small-Business/Farmers) and your chosen appliances, and full public pricing tables for all plans are not available, so you need to check current plan details during sign-up.
SolarMoney primarily operates in Nigeria, with projects across states such as Lagos, Ogun, Osun, and Sokoto. It also positions itself as supporting underserved communities in Africa, but specific operations outside Nigeria are not clearly detailed, so its confirmed market is Nigeria.
You can sign up for SolarMoney by visiting the website, completing the registration or onboarding flow, and providing required details such as your national ID (NIN) and other verification information. Once verified, onboarding is typically completed within a few hours, after which you can run an energy audit, choose a plan, make your down payment, and start using the financed solar assets.
SolarMoney is best suited for individuals and organizations in Nigeria who need affordable access to solar power, including households, students, women-focused clean cooking users, small farmers and small businesses, schools, and community projects. It is also relevant for partners and investors who want to support or finance solar projects through the SolarX network.
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