SAVA Africa

SAVA is a banking infrastructure and embedded banking platform for fintechs, lenders, marketplaces, and banks building financial products across African markets.

It provides accounts, cards, payments, and compliance through a single licensed API, with sponsor-bank integrations and regulatory coverage included in the platform:

• Accounts and wallets: Provision business and personal accounts and store-of-value wallets, governed by bank-grade controls.
• Cards: Issue cards including virtual card issuance, with 3D Secure 2.2 support and tokenization for card data protection; cards are provided through Mastercard.
• Payments: Support money movement use cases such as transfers and payouts, with operational tooling for sponsor-bank integrations.
• Compliance and security: Built-in KYC & KYB, plus controls such as RBAC, SSO (SAML, SCIM), audit trails and PCI-DSS compliance for the card data environment.

Available via Web and API, with developer documentation at https://banking.sava.finance/docs. The platform also provides SDKs (TypeScript, Python, Go, PHP, Ruby, Kotlin), webhooks over HTTPS, and idempotency by default.

Target users include B2B teams building embedded finance, including neobanks, payment service providers, remittance platforms, lending and credit products, payroll and HR platforms, agritech finance, and marketplaces.

Notable in the African context, SAVA states it is operational in South Africa, Kenya, and Ghana, and that it is a fintech, not a bank; bank accounts are powered through Access Bank South Africa, and the company operates as an authorised Financial Services Provider (FSP 53169).