RizPay

RizPay is a Nigeria-focused wallet app for individuals and businesses to buy discounted mobile data and airtime, and pay electricity and cable TV bills using a wallet funded by bank transfer.

Key capabilities include:

• Discounted data and airtime purchases for MTN, Glo, Airtel, and 9mobile, with in-app receipts available to share.
• Bill payments for essential services, including prepaid and postpaid electricity (with meter name verification before payment) and cable TV renewals for DStv, GOtv, and Startimes using a smartcard number.
• Reliability and controls, such as automatic wallet refunds when a purchase fails, scheduled bill payments (one-time, daily, weekly, or monthly), and receipt sharing as an image or PDF.
• Business tooling, including RizPay Shops (a free, invitation-only storefront link that sends orders to WhatsApp) and a developer API for airtime, data, electricity, and cable TV with sandbox access, signed webhooks, and SDKs for TypeScript, Python, PHP, and Ruby.

Available on Web, Android, iOS, and via API.

Designed for Nigerian consumers managing household bills, plus businesses and developers that need bill payment functionality or a simple WhatsApp-first storefront.

Notable in the Nigerian market for combining discounted telecoms top-ups and utility payments in one wallet, publishing fees transparently (including withdrawal fees and stamp duty), and offering both consumer features (scheduled payments, refunds) and integration options for businesses.