Question 1

What is PesaLink and how does it work?

Accepted Answer

PesaLink is a digital microloan service from KMG Shamsa Microfinance Limited that lets individual Tanzanian consumers apply for short‑term loans via an Android app. You download the app, register, submit a loan application, and if approved the funds are sent instantly to your mobile money account, with repayment over 91 to 180 days.

Question 2

How much does PesaLink cost?

Accepted Answer

PesaLink does not charge a subscription fee; instead you pay interest on the loans you take. PesaLink states a maximum annual interest rate of 22% and a daily rate of 0.06%, with no hidden fees, and the total cost depends on your loan amount and repayment period.

Question 3

What countries does PesaLink operate in?

Accepted Answer

PesaLink currently operates in Tanzania. Its PesaLink microloan service is targeted specifically at Tanzanian citizens using local mobile money services.

Question 4

How do I sign up for PesaLink?

Accepted Answer

To sign up, download the PesaLink app on your Android phone, register using your mobile number and required personal details, then follow the in‑app steps to complete registration. Once registered and eligibility is confirmed, you can apply for a loan directly in the app.

Question 5

Does PesaLink have a mobile app?

Accepted Answer

Yes, PesaLink offers a mobile app for its PesaLink service on Android. All core actions, including registration, loan application, and receiving funds, are handled through this app.

Question 6

Who is PesaLink best suited for?

Accepted Answer

PesaLink is best suited for individual Tanzanian citizens aged 18 or over who need quick, short‑term loans for urgent expenses. It is particularly relevant for users who have a steady income and an active mobile money account such as M‑Pesa, Mixx, or Airtel Money.

Question 7

How do I contact PesaLink support?

Accepted Answer

You can contact PesaLink support by emailing help@kmgshamsa.com or kmg40884@gmail.com. A contact phone number is also provided in its company details, and basic information is available on the kmgshamsa.com website.

Question 8

Does PesaLink have a plan for teams or businesses?

Accepted Answer

No, PesaLink is designed for individual consumers, not for teams or businesses. There is no separate plan or feature set advertised for corporate or group use.

Question 9

Does PesaLink offer an API or integrations?

Accepted Answer

PesaLink does not advertise any public API or third‑party integrations for PesaLink. All usage is via the Android app, and no developer portal or integration documentation is provided.

Discover Products, Get Discovered.