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A digital payments app for individuals and businesses in Nigeria to send money, fund a wallet, and pay merchants without ATM cards or smartphones using phone details or QR codes.
Paywise is a digital payments app for individuals and merchants in Nigeria that enables money transfers and everyday transactions using a phone number and password, without relying on an ATM card or a smartphone.
Key capabilities include:
Available on Android (Google Play Store) and iOS (App Store).
It targets B2C users (including market shoppers and traders making small payments) and B2B merchants that want to accept phone and QR-based payments.
In the Nigerian cashless payments context, it stands out for focusing on cardless, phone-first transactions that support both small, everyday purchases (as low as ₦20) and larger payments, with an emphasis on fast transfers and reduced waiting for alerts.
As of May 25, 2026, Paywise is rated 3.7 on Google Play from 9 reviews with 500+ installs.
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