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A fintech platform for Kenyan SMEs to accept M-Pesa, cards, cash, and Pay Later, open a business account, manage inventory, and access in-app financing.

Paycloud is a financial technology platform for SMEs in Kenya that combines a mobile POS, store management tools, and a business bank account to help merchants get paid, track sales, and access financing.
Key capabilities include:
Available on Web (business portal) and Android (POS app).
Built for SMEs and entrepreneurs who need payments, banking, reporting, and credit in one place.
Notable in the Kenyan market for combining merchant acquiring and business banking in partnership with Choice Microfinance Bank (regulated by the Central Bank of Kenya), with deposits protected by the Kenya Deposit Insurance Corporation up to KES 500,000, and support for international transfers plus FX across USD, GBP, EUR, and RMB.
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