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Optimus Bank
A Nigerian digital banking service for consumers, offering mobile app, internet banking, *930# USSD banking, and website access, with merchant banking support.
Optimus Bank Product Overview
Is Optimus Bank Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian consumers
- USSD-first banking
What It Does Well
- App and web banking
- *930# USSD banking
Things to Check
- Loan eligibility rules
- USSD transaction limits
About Optimus Bank
Optimus Bank is a Nigerian bank licensed as a National Bank that provides digital banking channels for consumers in Nigeria.
Key capabilities available across its public banking channels include:
- Mobile banking app for account access and banking on Android
- Internet banking for managing banking activities online
- USSD banking *(930#) for basic banking access from a mobile phone
- Website banking access for browser-based banking
Available on Web, iOS and Android.
Target audience: B2C (individual consumers in Nigeria).
Notable in the Nigerian market because it operates as a locally registered bank licensed by the Central Bank of Nigeria (CBN) as a National Bank, and it supports multiple access channels (app, internet banking, USSD, and web). For support, the Android app listing references contact details for Optimus Bank Limited, including technology@optimusbank.com.
Optimus Bank Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
As of Sep 28, 2026, Optimus Bank is rated 3.3 on the App Store from 10 reviews and 3.1 on Google Play from 246 reviews with 50K+ installs.
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Frequently Asked Questions About Optimus Bank
Optimusbank is a Nigerian digital bank that lets you access banking through a mobile app, internet banking, USSD (*930#), and the web. It is licensed in Nigeria and serves individual consumers.
Optimus Bank operates in Nigeria.
You can sign up through Optimus Bank’s app or website, but the exact registration steps are .
Yes, Optimus Bank has a mobile app (Optiverse) for Android and iPhone.
Optimus Bank is best suited for individual consumers in Nigeria who want to bank through digital channels.
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