What is OneKard and how does it work?

OneKard is a global payments platform designed for African businesses that trade internationally. It provides multi-currency accounts in USD and EUR, cross-border payment capabilities, foreign exchange management, and same-day settlements to help businesses receive, hold, and move money globally.

What countries does OneKard operate in?

OneKard is specifically built for African businesses trading internationally, though the search results do not specify which individual countries it currently operates in.

Does OneKard have a mobile app?

Yes, OneKard has a consumer mobile app.

Who is OneKard best suited for?

OneKard is best suited for manufacturers, SMEs, schools, e-commerce businesses, exporters, and agribusinesses that need to make cross-border payments, receive international payments, or manage multi-currency transactions.

Does OneKard have a plan for teams or businesses?

Yes, OneKard offers business solutions, including global accounts, multi-currency payments, and FX management tools designed for teams and businesses of various sizes.

OneKard

🌍 Pan-African

A mobile and web-based cross-border payments platform for African businesses to pay suppliers and partners in 50+ currencies, access USD/EUR IBAN accounts, and manage invoicing.

Use it on:Web Android

Is OneKard right for you?

Best for

Cross-border traders
Import and export firms
B2B supplier payments
Multi-currency payables
Finance teams

What it does well

Same-day supplier payouts
Pay in 50+ currencies
USD and EUR accounts
IBAN account access
Invoice management

Things to check

Supported payout countries
Same-day cutoff times
Currency and fee schedule
IBAN account requirements
Invoicing workflow fit

OneKard is a fintech platform for African businesses that need to send and receive cross-border payments faster, manage multi-currency liquidity, and reduce settlement delays when trading internationally.

Key capabilities include:

Global payments that settle in hours (same-day) across 20+ countries and 50+ currencies, including USD, EUR, GBP, USDC, plus 20+ local currencies
Global accounts and FX liquidity via USD/EUR IBAN accounts for holding hard currency and managing cross-border liquidity
Invoicing and bill payments with transparent, upfront pricing and competitive FX rates for paying suppliers, contractors, and partners
24/7 dedicated support for issue resolution

Available on Web and Android.

Designed for B2B use cases such as exporters, importers, distributors, startups/service providers, and other African businesses (SMEs, manufacturers, e-commerce, agribusinesses, schools) that pay international suppliers or collect global payouts.

Notable for its compliance positioning in cross-border money movement, operating as a registered Money Services Business (MSB) under FINTRAC (Canada) and using licensed partner financial institutions and regulated payment providers for banking, settlement, and custodial services (availability can vary by jurisdiction).

Social Links:

Categories:

Fintech

Features & Business Model:

b2b cross-border-payments invoicing multi-currency