Cleva Lets Nigerians Create up to 3 USD Classic Cards

In Short

Cleva has added multiple dollar cards in Nigeria. Users can now create up to three Cleva Classic Cards from one account.

What Happened

Cleva says customers can create up to three Cleva Classic Cards under one account. The feature is aimed at people who earn and spend in dollars and want cleaner separation between different types of spending.

Each card can have its own name, design, billing address, and spending limit. A spending limit is a cap you set to control how much can be spent on that card.

All cards connect to the same USD wallet, meaning users do not need to fund each card separately. Instead, each card draws from the same dollar balance.

Cleva is positioning the feature as a way to organise spending across common online payment categories. Examples include one card for entertainment subscriptions, one for work tools and software, and one for shopping or travel.

Cleva also shared where its users already spend USD. For individuals, it listed platforms like PayPal, Fiverr, TikTok, Anthropic or Claude, Apple, Amazon, Upwork, Facebook, and Google. For businesses, it highlighted Facebook, Google, Uber, and Alibaba.

Why It Matters

Nigeria has a large and growing base of remote workers, freelancers, creators, and businesses that receive dollar income through cross-border payments and remittances. The Central Bank of Nigeria has said the country received $20.93 billion in personal remittances in 2024.

For these users, one USD card can become messy when personal spending and work expenses sit on the same statement. Multiple virtual USD cards can make budgeting, invoicing, and tax reporting simpler because transactions are grouped by purpose.

This also fits a wider fintech trend in Nigeria. More products are focusing on spend controls, virtual cards, and multi-card setups to help users manage FX exposure and online payments more safely.