A Kenya-based digital credit provider offering business and civil servant loans, Kuza Elimu education finance, Islamic finance, and insurance with fast approvals.
MyCredit Ltd Product Overview
Is MyCredit Ltd Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Kenyan small businesses
- Civil servants
What It Does Well
- Business loans
- Civil servant loans
Things to Check
- Loan amounts
- Repayment terms
About MyCredit Ltd
MyCredit Ltd is a Kenya-based non-bank financial services provider, licensed as a Digital Credit Provider (DCP) by the Central Bank of Kenya, serving individuals, civil servants, and organisations with credit and insurance products.
Key capabilities include:
- Business loans for working capital and growth needs, with applications handled through digital and branch channels.
- Civil servant salary check-off loans for eligible public sector employees.
- Kuza Elimu education finance for schools and education providers, including unsecured, secured, and asset finance options.
- Insurance services, covering life insurance, motor insurance, and domestic insurance packages.
- Islamic finance (Tijaara) for customers seeking Shariah-compliant financing.
Available on Web, with service delivery supported by a network of 50+ active branches in Kenya and a stated response time of under 2 hours for loan application follow-up.
Target users include B2C borrowers (individuals, professionals, civil servants) and B2B customers (MSMEs, businesses, schools, and other institutions) in Kenya.
Notable in the Kenyan market for its scale of lending and footprint, with 15,500 loans worth KES 6.08 billion disbursed and partnerships including Triodos Investment Management (USD 3 million), Oiko Credit (USD 4 million), and BlueOrchard (USD 6 million) supporting business and education-sector lending.
MyCredit Ltd Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for MyCredit Ltd
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MyCredit Ltd Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataMyCredit Ltd has raised $19.3M across 4 recorded funding events. The latest was Debt Financing in Jan 2026.
- Total Raised:
- $19.3M
- Latest Round:
- Debt Financing
MyCredit Ltd Investors & Funding Rounds
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MyCredit Ltd Founders & Leadership Team
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Latest MyCredit Ltd News & Updates
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Frequently Asked Questions About MyCredit Ltd
MyCredit Ltd is a non-bank financial services company licensed as a Digital Credit Provider by the Central Bank of Kenya. It offers quick, affordable loans, insurance, leasing, and guarantees to individuals, SMEs, professionals, and civil servants through fast approvals and flexible repayment options.
MyCredit operates in Kenya.
MyCredit Ltd is best suited for individuals seeking quick loans and insurance, as well as SMEs, professionals, and civil servants needing medium-term financing.
Submit an inquiry through the contact form on their website or contact talktous@mycredit.co.ke.
Yes. The official CBK Digital Credit Providers directory lists Mycredit Limited.
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