MyCredit Ltd

MyCredit Ltd is a Kenya-based non-bank financial services provider, licensed as a Digital Credit Provider (DCP) by the Central Bank of Kenya, serving individuals, civil servants, and organisations with credit and insurance products.

Key capabilities include:

• Business loans for working capital and growth needs, with applications handled through digital and branch channels.
• Civil servant salary check-off loans for eligible public sector employees.
• Kuza Elimu education finance for schools and education providers, including unsecured, secured, and asset finance options.
• Insurance services, covering life insurance, motor insurance, and domestic insurance packages.
• Islamic finance (Tijaara) for customers seeking Shariah-compliant financing.

Available on Web, with service delivery supported by a network of 50+ active branches in Kenya and a stated response time of under 2 hours for loan application follow-up.

Target users include B2C borrowers (individuals, professionals, civil servants) and B2B customers (MSMEs, businesses, schools, and other institutions) in Kenya.

Notable in the Kenyan market for its scale of lending and footprint, with 15,500 loans worth KES 6.08 billion disbursed and partnerships including Triodos Investment Management (USD 3 million), Oiko Credit (USD 4 million), and BlueOrchard (USD 6 million) supporting business and education-sector lending.