Mulemacare

Mulemacare is a digital mutual health and social protection platform that provides health coverage, e‑health records, and related services for individuals, families, employers, and the African diaspora. You choose a health or social protection formula (such as mutuelle santé or CSSA), pay an annual contribution, then use your digital health card and online tools (medical directory, appointment booking, shared medical record) to access care and claim reimbursements according to your plan.

Mulemacare uses a membership (cotisation) model, with pricing varying by product and formula. For example, the Complémentaire Santé Solidaire Africaine (CSSA) is 150 €/year per person (100,000 FCFA), while other E‑Santé and mutuelle santé packs have different annual premiums and reimbursement levels detailed in specific tariff documents.

Mulemacare operates in multiple African and international markets, including Cameroon, Democratic Republic of Congo, Republic of Congo, Benin, Côte d’Ivoire, Senegal, Madagascar, France, Germany, Belgium, Switzerland, and Haiti. Some products like CSSA are presented as available across Africa and the Caribbean, with country‑specific pages for the verified markets listed.

You can sign up for Mulemacare online via the Mulemacare website by choosing a product (for example, mutuelle santé, CSSA, diaspora coverage, unemployment coverage, or complementary retirement) and completing the web‑based enrollment form. For certain products, you may need to download, complete, and submit specific membership or application forms provided on the site.

Mulemacare is best suited for individuals and families in African countries who need health coverage and e‑health services, as well as members of the African diaspora who want to manage health and retirement coverage for themselves or relatives in Africa. It is also relevant for employers and healthcare providers in covered markets who need group mutual health solutions and digital health tools.