MortgageMarket

MortgageMarket is a digital home loan comparison and application platform for South African homebuyers who want to apply to multiple banks with a single online application and compare mortgage offers in one place.

Key capabilities include:

• 2-minute pre-approval that uses a free Experian soft credit check to estimate how much a buyer may qualify for, without affecting the user’s credit score.
• One application to multiple banks, submitting a home loan application in real time to SA’s top 7 banks, so buyers do not need to repeat forms for each lender.
• Side-by-side offer comparisons that show rates, fees, and terms on one page to support an informed choice.
• Gap funding that provides additional cash within about 48 hours for items such as attorney costs or other home-related expenses, with no additional paperwork required.

Available on Web (mortgagemarket.co.za and apps.mortgagemarket.co.za).

Target users include individual residential property buyers in South Africa, including first-time and repeat buyers who want digital document submission and support during the home loan process.

Notable in the South African fintech and property market for combining pre-approval, multi-bank submission, transparent comparisons, and a guaranteed cashback incentive of up to R5,000 on successful home loans arranged through the platform. It also operates as a licensed financial services provider (FSP54559), registered credit provider (NCRCP15736), and registered property practitioner (202401011400664).