An installment payment and savings app for consumers in Francophone Africa to reserve products, pay progressively, transfer money, and recharge via mobile money or cards.

Molo Molo Pay is an installment payment and integrated savings app for consumers in Francophone Africa who want to reserve products or pay expenses progressively without taking cash credit.
Key capabilities include:
Available on Web, Android, and iOS.
It targets individual consumers, including people on small budgets who prefer to avoid debt while planning purchases or rent payments.
Notable in the Francophone African context, it aligns with widely used mobile money methods and positions itself explicitly as not a credit provider, while adding two-factor authentication and visible transaction history for tighter control and transparency.
As of Jun 15, 2026, Molo Molo Pay is rated 4.0 on the App Store from 9 reviews and 4.1 on Google Play from 2.6K reviews with 500K+ installs.
NG · 3 reviews
Jun 4, 2026
What I love most is the integrated savings feature. I set a goal for a new fridge, and Molo Molo Pay lets me save toward it while also paying for everyday expenses in installments.