Kutana Pay
A web-based cross-border B2B payments platform that helps exporters get paid and African SMEs send money globally with 4-second settlements, escrow, and multi-currency wallets.

Is Kutana Pay right for you?
Best for
- Ghanaian exporters
- African SMEs
- Cross-border B2B trade
- Importers paying suppliers
- Businesses needing escrow
What it does well
- 4-second settlements
- Trade escrow payments
- Multi-currency wallets
- B2B cross-border transfers
- Cryptocurrency trading
Things to check
- Supported payout countries
- Wallet currencies supported
- Escrow release rules
- Payment limits
- Crypto trading availability
Kutana Pay is a web-based cross-border B2B payments platform built for exporters and African SMEs that need to send and receive international payments with faster settlement and added transaction protection.
Key capabilities include:
- Near real-time settlement in as little as 4 seconds, using a smart treasury system to reduce multi-day payment waits.
- Multi-currency wallets for holding, sending, and receiving funds across major global and African currencies (including USD, GBP, EUR, and CNY).
- Trade Secure (escrow) that holds funds until agreed trade conditions are met, helping reduce counterparty risk in cross-border trade.
- Security and compliance with bank-level security protocols, end-to-end encryption, and compliance delivered via licensed partners.
Available on Web (via the Kutana Pay web app).
Target users include UK exporters getting paid by buyers in Africa and African SMEs that need cross-border transfers across African markets and global corridors.
Notable context for the market: the product is operated by Kutana Technologies Limited (registered in Ghana and the UK), states it is not licensed in the UK, and provides UK bank accounts through Griffin Bank Limited (FCA firm reference 970920). The company is also registered with Ghana’s Data Protection Commission (0006240).
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